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If a minor has been removed from his parents' insurance since 'he never drives the car' is he covered if he is driving a friend's car?
Wiki User
∙ 8y ago
He has no coverage. Unless the minor gets insurance elsewhere.
He would likely be covered as a permissive driver of the friend's car, under the friend's policy.
Wiki User
∙ 8y ago
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Do your parents have to add you to their insurance when you get your permit?
Answer If you don't have your own car and you are going to be driving their car, yes they have to add you to their car insurance or you won't be covered..
Can you legally drive a friend's car if you are under your parent's insurance and said car is insured by your friends family?
You would be covered by the insurance on your friend's car if you are driving it with their permission. To be safe, get the parents' permission, not just your friend's. It may be that your friend can't give a legally binding permission.
Do you have auto insurance if you are on someone else's insurance policy?
Answer If you have Auto Insurance and it's on your parents Insurance Plan then yes you have Insurance, but if you are on a friends Insurance Plan, I don't think you'd be covered in an accident unless that person is your girlfriend, boyfriend.
Is a learner permit driver covered under his parents insurance if he is driving alone and gets in an accident?
No. He will get a ticket. His parents will have to pay all the expenses related to the accident. The parent's insurance probably won't pay anything unless it is covered under uninsured motorists section. I don't know about that.
Married at 16 does parents insurance still cover?
Once you're married, you're legally considered an emancipated adult and would not be covered by your parents' insurance. You would be covered by your spouse's insurance.
If you are on your parents insurance and you have 9 points on your license for reckless driving will they kick you off?
Any company that insures your parents will require that you be covered as long as you are licensed and live in the house. Of course, with a driving record like that they will not cover your family without a HUGE rider, meaning that you will get to pay a lot of money for the privilege of driving.
Are you covered under your parents health insurance if you are pregnant and a minor?
This will depend on the kind of health insurance your parents have. Some health insurance may cover pregnancy while others do not. You will need to contact your insurance agent and ask them about your family coverage.You should also have a insurance booklet that states what treatments and doctor visits are covered and what is not covered.
Are teens covered under their parents auto insurance?
You have the option to add your teen to your auto insurance policy, or you can buy a "stand alone" policy from an agency that specializes in providing insurance for teens. Companies that provide car insurance for teens only place certain restrictions and requirements on teens' driving habits, such as attending driving school and not driving after dark, which allows them to keep rates down.
If a person is driving their parents car under their parents' insurance and lets a friend borrow the car if the friend gets a ticket will the ticket affect the parents' or friend's insurance?
I believe the Parents insurance go up!
If you are driving with only a permit and a licensed driver is in the car next to you but the car is under your parent's insurance policy will an accident be covered by your parents insurance policy?
Yes, unless you are listed as an excluded driver. To be sure in the future have your parents add you to their policy. Provided you are 18 or younger, most companies will not charge you to be on your parents policy with just a permit.
Are newly licensed drivers covered by parents commercial insurance policy?
yea
Does Illinois have car insurance for teen drivers?
In answer to your question, teen drivers can get insurance in Illinois. However, they must be covered under their parents' auto insurance policy. The cost will be higher for the parents.
