If a pedestrian is found at fault in an accident involving a car and pedestrian which insurance would pay the medical bills - the auto insurance or the pedestrian's health insurance?
Since Pedestrians always have the Right of Way, It is very rare if not impossible to find them at fault unless fraud or gross negligence can be established. Traditionally The drivers liability insurance will pay their medical bills. It depends on your state's laws, but typically -- and strangely enough -- you'll find that the auto insurance will cover the pedestrian's medical bills. On the other hand, if your state doesn't require you to carry medical coverage (either Medpay or PIP) on your car insurance, the pedestrian might have to go to his or her health carrier. The reasoning behind this is that, despite liability, it's against public policy to not cover the medical bills of a pedestrian hit by an automobile. If auto insurance didn't pick up those bills, it would have a cascade effect on all the medical providers and vendors who attended the pedestrian.
If a pedestrian is found at fault for an accident involving a car can they be sued for an auto insurance deductible?
Yes, The at fault party is responsible. Read More
If a driver hits a pedestrian and does not have adequate car insurance but does have adequate homeowner's insurance will it cover the accident?
No. They are two totally different types of insurance. Read More
About 300 dollars depending on how severe the accident was. Read More
Accident insurance is typically very cheap because it restricts coverage to a claim involving death resulting from an accident which has a low statistical probability. Whether or not a man is "healthy" is of no relevance for "accident insurance". There are actuarial tables available that show the chance of death by accident by age and gender. If you are asking about "accident insurance" that will replace your income if you are hurt in an accident… Read More
If a person in a car wo benefits nor car insurance hits a pedestrian and causes bodily injury to the pedestrian?
Then the driver would assume all liability for the accident - including monetary damages. Read More
How do you file a insurance claim against the party that was at fault in an accident that occurred in a parking lot Without involving my insurance company.?
Just file a claim with the other parties insurance company. You called the police and got an accident report, right? Read More
Answer it will if you have full accident insurance Answer only if you have full coverage. Actually, it depends on whether or not the deer was in a pedestrian crosswalk. If it was, then your insurance will cover you as stated. However, if the deer was not in a crosswalk, then the deer's insurance will be liable. Read More
If you are involved in an accident and Applied Claims Insurance Company is paying 1800 how much will your premium go up at renewal?
This depaends on the fault of the accident. There is no way to tell the answere to this question as there are many factors involving this. Is this the 1st accident, state, insurance company..... Read More
Elizabeth L Linder has written: 'Statewide system for analysis of pedestrian and bicycle accidents' -- subject(s): Pedestrians, Traffic accidents, Traffic accident investigation, Cycling Read More
The word 'neither' is an indefinite pronoun; a word that takes the place of a noun for not one and not the other of two people or things. The indefinite pronoun 'neither' is considered a singular form. Example: Neither of the pedestrians saw the accident. The word 'neither' is also an adjective (when followed by a noun) and a conjunction. Examples: Neither pedestrian saw the accident. The pedestrian could not see the accident, neither could… Read More
Which insurance would be liable if our 16 year old son was involved in an accident driving someone elses auto with their permission ours or the owners?
The owners insurance will be responsible for coverage in an accident involving permissive use of their vehicle. Read More
Jerry Eubanks has written: 'Pedestrian accident reconstruction and litigation' -- subject(s): Pedestrian accident investigation Read More
All cars being driven on the public roads need to have at least third party insurance to be legally on the road. Third party insurance means that if, when driving your car, you have an accident that harms someone else (hit a house, kill a cow, hit another car, or injure a pedestrian) the cost of this (repairing the house, replacing the cow, mending the other car, compensating the pedestrian) will be paid for by… Read More
Yes, there are many parts of a policy that can pay out on certain circumstances. Your car insurance policy may even cover you while you are a pedestrian. Read More
Answer The victim has the right to file a lawsuit for any expenses incurred that was not covered by insurance. The victim can also file a claim with their own automobile insurance for medical costs and uninsured/under-insured motorist coverage. Your best bet? Hire a lawyer. Even the most straight-forward pedestrian accident can get complicated quickly. Read More
Does your insurance premium go up if you hit a pedestrian but they sustained no injuries and no claim is put in?
If you didn't put in a claim (not wise), and the company has absolutely no knowledge of the accident then 'no' how could it? Read More
Who pays when there is an accident involving a vehicle that is insured by someone other than the owner of the vehicle?
Insurance stays with the vehicle, barring any policly exclusions to the contrary, the insurance that covers the vehicle covers that vehicles actions. If you allow someone to drive your vehicle and they have an accident that is their fault your insurance will be the one that takes care of the damages. Read More
When you are involved in an accident involving injury or property damage, you need to report it to your agent, broker, or insurance company within seven days, regardless of who is at fault. If you are unable to report it within seven days, report it as soon as possible after that. If you don't report your accident within a reasonable amount of time, your insurance company may not have to honour your claim. http://www.fsco.gov.on.ca/english/insurance/auto/after_auto_accident_ENG.pdf Read More
It is important to have accident insurance in order to be prepared for the unexpected. Having accident insurance will prevent major expenses but not all resulting in an accident. Read More
What happens if you are in a car accident and you have insurance but the person who causes accident does not have insurance?
Your insurance should cover you. Read More
Are auto insurance companies in California responsible for working with the other party's insurance company to determine fault in an accident?
Usually your insurance company will make that determination. The only time I can think of one insurance company working with another company to determine fault is if stories are mixed, or circumstances (such as weather, pedestrians, noise, etc) are too complex to tell initially. Read More
Trying to get insurance to cover an accident that has already happened is Insurance Fraud, which is a Felony. Read More
Allstate, Liberty Mutual, GEICO, and Nationwide offer accident insurance to customers seeking accident insurance. Read More
If you had collision insurance on the car at the time of the accident that should cover the value of the vehicle. Even if you were drunk you were still at fault and probably didn't crash your car on purpose. Read More
If you run over a pedestrian and the court decides that you were careless or you leave the scene of the accident, you could be charged with a crime. The accident could also cause damage to your car. Read More
Personal accident insurance covers the insurance in case of an accident during working hours and leisure time. Accident insurance varies based on the premium, but it usually covers the hospital expenses and additional expenses. Read More
Who is at fault for insurance purposes if the driver you hit has no license and is charged with hit and run for leaving the scene?
If you caused the accident, you owe for the legal liability, the other matters are civil & not involving the liability portion of the insurance. They still have a duty to pay. Read More
Queens Boulevard is nicknamed the Boulevard of Death (or the Boulevard of Broken Bones) because of the extremely high number of pedestrian injuries and deaths. However, due to new safety implements, such as longer green lights for pedestrians and grim signs erected at accident sites, which proclaim, "A pedestrian died crossing here," the number of injuries and deaths has decreased substantially. Read More
One may hire pedestrian accident lawyers by contacting "Findlay Law". The firm has been in business for over 35 years and will only take a fee if they win the case. Read More
Sample letter - settlement letter between two persons releasing liability in car accident between themselves not involving insurance?
I found a discussion on insurance sample cancellation letter. See if this helps. http://www.ampminsure.org/misc/insurance-cancellation-letter.html Thanks. Read More
If you accidentally hit a pedestrian and get ticketed will the pedestrian assuming he is not seriously hurt be there when you go to court for those tickets?
The pedestrian may be at your court date if he or she desires to go. They may need to testify to the details of the accident. Read More
Can an accident claim be filed with your insurance and the other's driver's insurance for the same accident?
yes yes Read More
George H. Kline has written: 'Regulation of mail order accident and health insurance' -- subject(s): Accident Insurance, Health Insurance, Insurance, Accident, Insurance, Health, Mail-order business Read More
Would insurance cover the accident if you were in an accident but were not on the insurance policy but you had your own vehicle and insurance on it?
If the car that was involved, in an acident was insured yea! Read More
What happens when you have insurance at the time of an accident and then it gets cancelled does the insurance still cover the accident?
Yes it does. The cancellation of an insurance policy is not retroactive. Read More
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up. Read More
Bridget Driscoll (1851 - 17 August 1896) was the first pedestrian victim of an automobile collision in the United States. Read More
If the pedestrian illegaly, unexpectedly, and dangerously enters the flow of traffic causing a vehicle operator to swerve their vehicle in order to avoid them. Read More
one that misses work after the accident Read More
In order for one to get accident health insurance one just needs to inquire and apply with an insurance provider. One site that assists in finding accident health insurance providers is the eHealthInsurance website. Some companies that offer accident health insurance are Aflac and American General. Read More
If you have had an accident with this person then his insurance information should be present on the accident report. If you have no claim on this person's auto insurance then it is not your business whether or not he has insurance. Read More
After an accident, all parties involved with the accident should exchange insurance information. Typically, the insurance companies will talk to each other about repairs and cost. Read More
The world of compensation in motor accidents is tricky and complex. Depending upon the type of insurance held, claims can be made for passengers, pedestrians and the driver. Factors to take into account also include whether the car is privately owned, rented or a company car. Read More
If you were a pedestrian hit by a car and you were not able to get any information on the car or driver will the insurance company still pay the hospital bills without that information?
Which insurance company? If you don't know who it was, who should pay? If it was a hit and run accident, perhaps the police could help. If not, there should be a police report and you can get the information from there. Read More
Aurora P. Berenguel has written: 'Pedestrian accident study' -- subject(s): Pedestrian accidents, Statistics, Traffic accidents Read More
If I was in a accident with someone who had insurancee in their fathers name and that insurance doesn't cover all my bill and his son got insurance through another company will that insurance kick in.?
NO. the accident happened while he had his fathers car insurance. If he switches insurance he still uses the insurance he had when he got into his accident. However, your health insurance with pick up the difference. Read More
if i need nee replacement can i clam it on accident insurance Read More
Accident Insurance - 1913 is rated/received certificates of: USA:Approved Read More
It is very easy for one to file an auto accident insurance claim with Progressive Insurance. One can file an auto accident insurance claim with Progressive Insurance by calling a Progressive agent by phone or filling out a form on the official Progressive webpage. Read More
1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims. Read More