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If the account is considered in default because the payments were not the minimum required, then a creditor has the option to pursue litigation against a debtor. Before a creditor could garnish the wages of a debtor a lawsuit would have to be undertaken and a judgment entered against the debtor. The judgment could possibly be executed as a wage garnishment according to the laws of the debtor's state of residency.

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โˆ™ 2006-05-19 13:23:19
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Q: If a person has not missed a payment to a credit card company and they cancel him can they garnish his wages?
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Related questions

Can an credit card company garnish your wages?


Can a credit card company garnish your wages in California?

A credit card company can garnish you wages if they successfully sue for the owed funds in court. They cannot garnish wages before going through the court system.

Can a credit card company garnish your check if you pay child support?

Yes. Payment of child support does not excuse one from one's other debts.

Can credit card company garnish federal tax returns?


Can a credit car company garnish your wages in Utah?

yes they can

Can a credit card company garnish wages in the state of Oregon?

Can a collection agency garnish wages in the state of Oregon?

Can credit card company garnish state retirement check in Florida?

Credit card companies could not garnish a retirement account at one time in Florida.

Can a credit card garnish or attach a Veterans disability payment?

No...not looking up the law for you. They cannot.

Can a credit card company garnish wages for unpaid debt in Texas?


How do you cancel your credit card?

call the company/ bank

can credit card companies garnish wages in Indiana?

In Indiana, a credit card company can only garnish wages if there has been a judgment against you. If they sued you, and you lost or did not show, and the Judge determined you owed, they can garnish you. They can not do it on their own.

Can a credit card company garnish your checking account?

Not without a court order.

can a credit card like capitol one take any kind of garnish payment out of unemployment?

Typically you cannot garnish unemployment, unless it is for spousal or child support.

Can a credit card company garnish wages without taking someone to court first?


Can a credit card company execute a writ to garnish your wages in the state of Alabama?


Can a credit card company freeze your bank account after a garnishment is ordered even if your credit card was not with that bank?

Yes, that is the way a garnishment works. When the credit card company sues you for non-payment of debt, they win a judgment. The judgment can be a garnish on your paycheck or your bank account. It makes no difference who you have a bank account with if they were awarded the garnishment by court.

Can an credit card company garnish your wages in Virginia?

Yes, after obtaining a judgment writ from the court.

Can a credit card company garnish wages in louisiana?

A creditor must go through the proper court proceedings to garnish wages. If a credit card company goes to court, and gets a judgment against you, then wage garnishment can take place in the state of Louisiana.

Can an auto insurance company cancel your policy after reviewing your credit report?

They usually can't cancel a policy due to credit. The rates can go WAY up though!

What does credit cards processing mean?

Credit card processing describes the payment and acceptance of a credit card for payment of goods and services. The merchant usually sends the credit card number to the issuing company through an electronic terminal. The issuing company then sends a code back instantly either allowing payment to be received or declining payment.

How do websites accept credit card payments?

Websites accept credit card payments through companies that offer payment and transactions processing services. The company processes payment, takes a fee and forwards payment to the company.

Can you cancel a payment made by credit card for goods purchased?

Yes if you cancel befor the goods are dispatched because you will have to send them back otherwise and that takes time.

Can you charge on a credit card that is in your bankruptcy AFTER actually filing bankruptcy?

"Whether a debtor keeps credit cards after filing bankruptcy is up to the credit card company. If you are discharging a credit card they will cancel the card unless you reaffirm the debt. Even if you have a zero balance the credit card company might cancel the card."

What are the duties a Credit Manager?

credit manager is the person who deals with those company who delay the payment. the responsibility of credit manager how to response to them how to make the payment is soon as possible.

Can a credit card company garnish your wages in North Carolina?

No, N.C. law does not allow wage garnishment when it pertains to credit card debt.