In Victoria Australia, a person can file a claim against another person while driving an unregistered permit, but only if they have obtained and displayed a permit to drive the vehicle
If you don't have insurance how will it go against your insurance?
In NSW Australia, you get charged with Speeding, Driving without a licence, and probably driving an unregistered car with no third party insurance. This is because if the driver is not licenced the third party insurance on the car is void. An expensive pastime to say the least.
This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident.
$365 here in southern California
There can't be a way for it to be held against YOU. Other insurance companies can't bug you for their mistakes.
The insurance will not stand if some one else was driving the car, in Florida.
Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.
Their insurance would be primary and your insurance would be secondary, generally speaking.
The insurance policy on the vehicle you were driving will pay any damages assuming the owner of the vehicle and the owner of the insurance policy is one and the same.