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You'll need to read the policy to see if it's covered. You can get coverage for anything but it usually needs to be spelled out specifically in the terms of the policy. Anything not specifically covered is usually NOT covered.

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βˆ™ 2006-08-30 19:08:24
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Related Questions

Does homeowners insurance coverage damage to swimming pool liner from the chemicals added?

You can probably cound on no coverage due to neglect or incompetency.

Will homeowners insurance cover damage to an in- ground swimming pool caused by excess ground water?

Truly depends on your insurer and what plan you have. But it should.

Does homeowners insurance cover damage to an in ground swimming pool caused by water pressure to the exterior walls of the pool?

No. This sounds like a manufacturer or maintenance issue. Something is wrong with the pool itself or with the way it was installed as the earth behind pool walls has washed away making it loose support and fail. For a homeowners policy to pay for damages the damage must be the fault of a covered cause. I can't see how the damage you are describing could be from a coverer cause. Homeowners insurance is not made to cover maintenance issues or manufacturer defects. First I would contact whoever installed the pool. If it has been past the warranty period I would check with a professional to see what the cause of the damage is first.

Can you get swimming pool insurance?

There is no "swimming pool" insurance. There are however riders available from some insurance companies that can be added to your homeowner's policy.

Will homeowners insurance pay for damage to an above ground swimming pool?

Depends on HOW the damage occurred. Your above ground pool is normally covered as 'personal property' under your homeowners policy for the listed perils. See Coverage C- Personal Property for the list of covered losses.

What is the depth of most pools installed?

Well the average depth of a home installed swimming pool is about 6 ft

Can my homeowners insurance company drop my policy if i have a slide on my swimming pool in the state of fl.?

It just depends on the insurance company underwriting guidelines. Some companies will not accept pool risks with a slide, some will not accept diving boards. If it is determined that your risk does not qualify for coverage under the guidelines then they can cancel your policy.

What kinds of cheap swimming pools are available?

The kinds of cheap swimming pools that are available are the rubber swimming pools that kids can play in. The ones that have to be installed in backyards are expensive.

Will home owners insurance cover above ground swimming pool damage?

Homeowners policies are not all the same; you can include an above ground swimming pool in such a policy, but the policy will have to state that this coverage is included. Normally, a home owners policy only covers things that are inside the home, not things that are in the back yard. Read your policy, it will tell you what is covered. Or if you don't have a policy, you can get any kind of insurance you like - but everything you insure will add to the cost of your monthly premium.

Is hazard insurance covered under most master or blanket home owners association insurance policies?

Since every owners association is different: every condominium or homeowners property is different from any other, the master insurance policy coverage is tailored to each individual property.As well, it depends on what kind of 'hazard' to be insured: a natural disaster? an attractive nuisance (swimming pool), and so forth.Your master policy broker can answer your specific question.

Is swimming pool vandalism caused by someone sliting it with a knife covered by insurance?

The damaged pool should be covered by home owners insurance if you had the pool added to the insurance for coverage

Does a subdivision without common areas need liability insurance and why?

I don't see any need for liability insurance in the case you described. In cases where you have a homeowners association or a condo owners association and they own common property such as a swimming pool, parks, roofs, sidewalks, etc. then they would have a need for both property and liability insurnance to cover these areas. This is what you dues are in place to pay for as well as maintenance.

Why does the water in your swimming pool feel greasy?

High chlorine levels or a salt system installed at location.

Will home owners insurance cover if a deer went swimming in our pool and tore out liner?


Whose insurance covers tenants swimming pool?

If the pool belongs to the Tenant then the Tenant will have to insure it.

Will homeowners insurance cover damage to an inground swimming pool caused when a windstorm lifted the pool cover and debris ripped the liner?

If the policy specifically covers the pool, yes. If there is no specific mention of the pool in any of the insurance coverage papers, no. I don't think that there needs to be specific mention of the pool in the policy. The wind damgae should be covered subject to the deductible. Be aware though that even minor claims can cause your insurance premium to go up so get good advice before proceeding with the claim.

I want to have a swimming pool installed in my backyard. How long does it usually take to get this done?

It usually takes 8-12 weeks to have a pool installed. The best time to get one installed is before spring in summer when the weather gets warm and you want to enjoy your new pool.

Who would know if there are swimming pool fence laws in Alabama?

Check with your homeowners insurance. The most important thing is child safety. In December of 2007 the Virginia Graeme Baker Pool & Spa Safety Act was signed into law. This law provides grants to states that pass pool barrier guidelines among other safety issues. Since I have never seen a state that will turn down money, more than likely your state does have pool laws. Even if your state and local government does not have pool laws, your homeowners insurance will require a certain level of safety. For tips on pool safety please visit the links below.

Will homeowners insurance cover damage to an in ground swimming pool pipe?

the swimming pool is insured under the 'appertinate' (sorry can't remember the correct spelling) or 'other' structures portion of most policys........the same 'perils' do the same 'exclusions' will depend on why or what caused the damage? sudden and accidental, or gradual deterioration?.......... most if not all h/o policys exclude some parts of 'under ground' plumbing..........more info and maybe i can help more........

How much does homeowners insurance go up if you have a pitbull?

If you have a pitbull, rottweiler, doberman pinscher, or any animal with a bite history as well as an unfenced swimming pool, or trampoline then most insurance companies will not write you homeowners insurance at any price. The very few that will offer you coverage only will do so if you sign an exclusion of liability form for whatever the risk is for. For instance, if you have a viscous dog then you will sign a form that excludes coverage for any liability caused by an animal bite. Pitbulls have been responsible for about 50 percent of all liability payments for animal bites and they are responsible for about 75 percent of all fatalities involving animals. People should not own pitbulls or dogs made of pitbull mixed dogs. The risk is not work it. Get a poodle.

What insurance company will insure a swimming pool with a diving board?

There are many insurance companies that will do this for you. Get the phone book out and start making calls. You should have no problem if the only "problem" is the diving board.

Does homeowner insurance cover in ground swimming pool leaks?

Probably not as not all houses will normally have a swimming pool. If you want to know either read the detail of your policy or ring up the company and ask.

Does homeowner insurance cover swimming pool accidents?

yes. make sure you mention this to your agent and it's noted in your coverage

How many concrete swimming pools are installed annually?

above ground 50 thousand yearly. below ground 25-35k a year nationally.

Can an above ground swimming pool cost more in homeowner's insurance?

Usually an insurance company will not raise a price for a swimming pool but they will require a fence and lockable gate to keep children out. Also diving boards are a big issue right now andmost companies do not want to insure a home with a diving board on a pool.