You can probably cound on no coverage due to neglect or incompetency.
Truly depends on your insurer and what plan you have. But it should.
No. This sounds like a manufacturer or maintenance issue. Something is wrong with the pool itself or with the way it was installed as the earth behind pool walls has washed away making it loose support and fail. For a homeowners policy to pay for damages the damage must be the fault of a covered cause. I can't see how the damage you are describing could be from a coverer cause. Homeowners insurance is not made to cover maintenance issues or manufacturer defects. First I would contact whoever installed the pool. If it has been past the warranty period I would check with a professional to see what the cause of the damage is first.
There is no "swimming pool" insurance. There are however riders available from some insurance companies that can be added to your homeowner's policy.
Depends on HOW the damage occurred. Your above ground pool is normally covered as 'personal property' under your homeowners policy for the listed perils. See Coverage C- Personal Property for the list of covered losses.
Well the average depth of a home installed swimming pool is about 6 ft
It just depends on the insurance company underwriting guidelines. Some companies will not accept pool risks with a slide, some will not accept diving boards. If it is determined that your risk does not qualify for coverage under the guidelines then they can cancel your policy.
The kinds of cheap swimming pools that are available are the rubber swimming pools that kids can play in. The ones that have to be installed in backyards are expensive.
Homeowners policies are not all the same; you can include an above ground swimming pool in such a policy, but the policy will have to state that this coverage is included. Normally, a home owners policy only covers things that are inside the home, not things that are in the back yard. Read your policy, it will tell you what is covered. Or if you don't have a policy, you can get any kind of insurance you like - but everything you insure will add to the cost of your monthly premium.
Since every owners association is different: every condominium or homeowners property is different from any other, the master insurance policy coverage is tailored to each individual property.As well, it depends on what kind of 'hazard' to be insured: a natural disaster? an attractive nuisance (swimming pool), and so forth.Your master policy broker can answer your specific question.
The damaged pool should be covered by home owners insurance if you had the pool added to the insurance for coverage
I don't see any need for liability insurance in the case you described. In cases where you have a homeowners association or a condo owners association and they own common property such as a swimming pool, parks, roofs, sidewalks, etc. then they would have a need for both property and liability insurnance to cover these areas. This is what you dues are in place to pay for as well as maintenance.
High chlorine levels or a salt system installed at location.
If the pool belongs to the Tenant then the Tenant will have to insure it.
If the policy specifically covers the pool, yes. If there is no specific mention of the pool in any of the insurance coverage papers, no. I don't think that there needs to be specific mention of the pool in the policy. The wind damgae should be covered subject to the deductible. Be aware though that even minor claims can cause your insurance premium to go up so get good advice before proceeding with the claim.
It usually takes 8-12 weeks to have a pool installed. The best time to get one installed is before spring in summer when the weather gets warm and you want to enjoy your new pool.
Check with your homeowners insurance. The most important thing is child safety. In December of 2007 the Virginia Graeme Baker Pool & Spa Safety Act was signed into law. This law provides grants to states that pass pool barrier guidelines among other safety issues. Since I have never seen a state that will turn down money, more than likely your state does have pool laws. Even if your state and local government does not have pool laws, your homeowners insurance will require a certain level of safety. For tips on pool safety please visit the links below.
the swimming pool is insured under the 'appertinate' (sorry can't remember the correct spelling) or 'other' structures portion of most policys........the same 'perils' apply.......as do the same 'exclusions' will depend on why or what caused the damage? sudden and accidental, or gradual deterioration?.......... most if not all h/o policys exclude some parts of 'under ground' plumbing..........more info and maybe i can help more........
If you have a pitbull, rottweiler, doberman pinscher, or any animal with a bite history as well as an unfenced swimming pool, or trampoline then most insurance companies will not write you homeowners insurance at any price. The very few that will offer you coverage only will do so if you sign an exclusion of liability form for whatever the risk is for. For instance, if you have a viscous dog then you will sign a form that excludes coverage for any liability caused by an animal bite. Pitbulls have been responsible for about 50 percent of all liability payments for animal bites and they are responsible for about 75 percent of all fatalities involving animals. People should not own pitbulls or dogs made of pitbull mixed dogs. The risk is not work it. Get a poodle.
There are many insurance companies that will do this for you. Get the phone book out and start making calls. You should have no problem if the only "problem" is the diving board.
Probably not as not all houses will normally have a swimming pool. If you want to know either read the detail of your policy or ring up the company and ask.
yes. make sure you mention this to your agent and it's noted in your coverage
above ground 50 thousand yearly. below ground 25-35k a year nationally.
Usually an insurance company will not raise a price for a swimming pool but they will require a fence and lockable gate to keep children out. Also diving boards are a big issue right now andmost companies do not want to insure a home with a diving board on a pool.