If a tree does property damage who is liable?
Mother Nature would be the liable party, Unfortunately, she does not carry insurance.
If your property is insured, Then your property Insurance Policy will cover the cost of damage repairs.
A tree fell on your car at a friends house but they say the tree is on the neighbors property how can you prove whose property the tree is on?
It depends on the situation. Usually if a tree falls across the property line and does damage to a neighbors property then the neighbor's insurance would pay for damage to his property. The only case where your neighbor would be responsible for damage done to your property is if the neighbor had a dead tree and you had notified him that it needed to be cut and he ignored, it just fell without a storm…
A rotten tree on the city property fell onto my car which was parked in my driveway on my landlord's property who is liable for the damage?
Your neighbors tree roots have grown under your garage causing damage to your garage floor is he liable for your damages Florida?
Unless you can prove that the neighbor was negligent by not removing the tree then your insurance pays for your damage. For negligence to occur the neighbor would have to know that the tree was dead and about to fall on your property. Usually you would have had to notify your neighbor in writing of the tree's impending falling for them to be liable.
Nobody is "Liable" for an act of nature. It does not matter if it was your tree, your neighbors tree or a tree that blew in from 8 blocks away. Your own homeowners insurance policy will cover your property. If your neighbor sustained damage, Your neighbor's Insurance policy would cover damages to his property. Just notify your home insurer of your loss.
If a tree in my backyard falls and does damage to neighbors privacy fence is my HO insurance liable for all costs or is his?
In general, Nobody is liable for an act of nature. Your auto insurance comprehensive coverage would cover damages to your car. A property owners insurance will not cover damage to your vehicle unless you could prove willful negligence. This is because a property owner is not liable for an act of nature.
Nobody is liable for an act of nature. It does not matter who owned the tree. If a tree falls on your house just call your insurance company. If it just fell in your yard and did not damage your property you just have to get it removed yourself. If it's partially on your property and partially on the property of another, then each property owner is responsible for removing that part on their own…
Probably not. If the tree falls on your house due to a storm then the neighbor is not liable for the damage and it will have to be filed on your insurance. The only case where a neighbor may be liable is if the tree was dead and the person knew it was dead and was a risk to your property. Why would you want to sue your neighbor anyway?
Does homeowners insurance cover damage to your neighbor's property caused by tree roots from a tree on your property?
Will the Homeowners GL policy cover damage to an associations property from a fallen tree- ie drainage flume owned by the association?
Maybe, Maybe not. It depends on whether your neighbor is "legally liable" for your water damage. If the neighbor is not liable then they do not have to pay. If the neighbor is liable, it should be covered under the liability portion of your neighbors property insurance policy if he selected liability coverage when he purchased his policy.