Mother Nature would be the liable party, Unfortunately, she does not carry insurance.
If your property is insured, Then your property Insurance Policy will cover the cost of damage repairs.
owener of property tree is on The owner of the property where the tree is on.
It does not matter who the tree belongs too because neither one is liable for the damage to your car. A property owner is not liable for an act of nature and homeowners insurance does not cover automobiles. Your comprehensive auto insurance will cover your vehicle for damage from an act of nature.
Unless there is a written agreement, the owner of the property is responsible for tree trimming and generally liable for damage caused by trees.
It depends on the situation. Usually if a tree falls across the property line and does damage to a neighbors property then the neighbor's insurance would pay for damage to his property. The only case where your neighbor would be responsible for damage done to your property is if the neighbor had a dead tree and you had notified him that it needed to be cut and he ignored, it just fell without a storm or such, then he could be liable due to negligence. Generally it is an act of God and everybody pays for their own damage on their own property.
In the state of AZ can your neighbor's tree be liable for damage of your sewer?
Nobody is liable for an act of nature. Your own comprehensive auto insurance would provide coverage for damage to your vehicle from an act of nature.
If in California your neighbor is responsible for any damage that his tree has done to your property.
You are responsible, but your homeowner insurance should cover damage.
Your neighbor is liable for the damage made to your property. It also depends on the kind of damage made to your property. First you should evaluate your case and in that case your neighbor must pay for all the damages which that person is liable.
Unless you can prove that the neighbor was negligent by not removing the tree then your insurance pays for your damage. For negligence to occur the neighbor would have to know that the tree was dead and about to fall on your property. Usually you would have had to notify your neighbor in writing of the tree's impending falling for them to be liable.
Yes, as long as the tree is entirly on your own property. If it falls and causes damage to a neighbor's property, though, you can be held completly liable for it.
Nobody is "Liable" for an act of nature. It does not matter if it was your tree, your neighbors tree or a tree that blew in from 8 blocks away. Your own homeowners insurance policy will cover your property. If your neighbor sustained damage, Your neighbor's Insurance policy would cover damages to his property. Just notify your home insurer of your loss.
In general, Nobody is liable for an act of nature. Your auto insurance comprehensive coverage would cover damages to your car. A property owners insurance will not cover damage to your vehicle unless you could prove willful negligence. This is because a property owner is not liable for an act of nature.
Nobody is liable for an act of nature. It does not matter who owned the tree. If a tree falls on your house just call your insurance company. If it just fell in your yard and did not damage your property you just have to get it removed yourself. If it's partially on your property and partially on the property of another, then each property owner is responsible for removing that part on their own property.
The At-Fault motorist (via their insurance) is liable for damage to property.
Your insurance would be responsible for repair of the damage to your home. If your neighbors property was also damaged in the event then the neighbors insurance will cover the neighbors property damage. Nobody is liable for an act of nature.
Probably not. If the tree falls on your house due to a storm then the neighbor is not liable for the damage and it will have to be filed on your insurance. The only case where a neighbor may be liable is if the tree was dead and the person knew it was dead and was a risk to your property. Why would you want to sue your neighbor anyway?
You will be liable for the difference.
I've had a similar issue - I was told to make my neighbour personally liable for any damage and subsequently they can make the claim asked the personal liability section of their house insurance. Thus their house insurance settling my claim for damages
No. No one is liable for an act of nature. The Homeowners Association's master insurance policy should cover damage to property owned by the association.
No, His insurance will cover his fence. Your home insurance is specific to your property and no one is liable for an act of nature,
It would be an auto claim for the damage to the other and a homeowners claim for the damage to your property. You cannot be liable to yourself, so you cannot claim the property damage on your auto policy.
Maybe, Maybe not. It depends on whether your neighbor is "legally liable" for your water damage. If the neighbor is not liable then they do not have to pay. If the neighbor is liable, it should be covered under the liability portion of your neighbors property insurance policy if he selected liability coverage when he purchased his policy.
If the injury and property damage is to that of another for which you are at fault "Legally Liable" then yes. If the injury is to the insured(s) yourself or your own property then no. it is not possible to be liable to ones own self.
You will have to file a claim on your own comprehensive auto Insurance. A property owners insurance will not cover damages to your vehicle because a property owner is not liable for an act of nature.