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Your question may depend on what state you live in and their laws. In Massachusetts, the 18yr old would be required to be on the insurance policy as an "occasional driver" in order for the car to be covered in an accident. I would check with the insurance company before letting the 18 year old drive the car. Your question may depend on what state you live in and their laws. In Massachusetts, the 18yr old would be required to be on the insurance policy as an "occasional driver" in order for the car to be covered in an accident. I would check with the insurance company before letting the 18 year old drive the car.

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15y ago
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Q: If an 18yr old's parents are divorced neither parent add him to their policy father buys vehicle as secondary to his policy but lets 18yr old drive he has an at fault acc will it be covered?
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