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If an auto owner is sued after an accident is a cosigner on the auto loan liable too?

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Answered 2007-08-29 21:07:54

It would seem unlikely everywhere except the United States. In the US, the law allows for others related to an event only tangentially to be pulled into a suit.

Outside of the USA, a driving accident is the responsibility of the drivers involved. If there was a malfunction in the car, it is possible to call the manufacturer or the mechanic but in practice this rarely happens.

Inside the USA, as noted above, practice is different. If it can be shown that the person co-signing the loan application was aware that the car being purchased was faulty, or the person intending to drive the car was likely to have an accident, then they could easily be included in a suit.

However, the likelihood of this happening, even in the American system, is low.

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