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Do the work, the claim is going to count against you now that a check was issued. You should not have filed if you did not intend to do the work.

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โˆ™ 2006-05-11 10:22:57
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Q: If an insurance company writes a check for you and your contractor and you decide not to do the repairs do you have to get another check written or can the contractor sign the check over?
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Related questions

Can a homeowners insurance company force you to use their contractor for repairs?

No, an insurance company cannot force you to use their own contractor unless they invoke their option to repair pursuant to the policy. Take a look at your policy and ask the company if they are invoking their option to repair. If not, you are free to use your own contractor.

can i be sued for not letting a contractor do the job after a insurance settlement. there is no signed contract, but he said because he came out when the adjusters made their final evaluations of my home, but there was also another contractor present also?

If you filed an insurance claim on the claim that you would use the money to make repairs and then don't do the repairs, this could be considered fraud. If that was important to the insurance company, they would not have issued the check in your name only.

Can you refuse to have an insurance company carry out repairs to your van and do them yourself after an rta?

after an insurance company is involed after a road traffic accident can i refuse thier offer and do the repairs myself

Does home owners insurance cover required city permits due to damages to the home?

Your insurance will pay the contractor. The contractor gets the required permits. The contractor will have already factored in the cost of any permits needed to make your repairs into his bid for the job.

Can a homeowner hire a unlicensed person to do repairs on a rental property after a tenant vacates even if in the end the work totals more than 500?

You can hire whomever you want to effect your repairs. Bear in mind though that an unlicensed contractor is probably also an uninsured contractor and your home insurance company will not provide coverage for the contractors work.

How do I Collect the depreciation from Homeowners insurance claim?

If you want to collect the depreciation your insurance company withheld from your claim payment you must make the repairs to your home. After you make the repairs contact your insurance company and they should issue a check for the depreciation.

What is an insurance company's contractor of record?

There is no such thing. In the United States the insured has the right to hire whomever they want to effect the repairs.

How much is insurance companies paying per square for Texas roof claims?

It doesn't work like that. The insurance company will pay claims for roof repairs or replacement that are consistent with the local market and consitent with the damages incurred. If you try to overcharge for the repairs, then the homeowner will be stuck for the remainder of the bill that is not paid by the insurer. A contractor simply submits a bid to the homeowner. If the homeowner chooses you as their roof contractor then they will submit that to the insurer for approval. The company will then pay the bill so long as it is reasonable and within the expected market range for that area.

Can you do the home repairs yourself and get paid by homeowners insurance?

Just contact your Home Insurance Company and ask them about it. Many companies are fine with this for small claims or minor repairs.

Can an insurance company deny a claim if it has paid a claim three times for a roof to be fixed and it was not fixed And will the new insurance company fix a roof after being with them only 3 months?

Yes, they can deny the claim. If a loss payout was already issued by an insurance company, it was the insureds responsibility to make the repairs with the funds provided. The company is not required to pay the same claim twice. If the insured fails to make the repairs you can not seek those same funds a second time. Also bear in mind the following 1. Your homeowners insurance policy is a term policy, usually a one year term. So your new insurance company would have no obligation to pay for claims for previous damage nor un-repaired damages that arose before the policy started. 2. Your Home insurance company also does not provide coverage for poor workmanship or quality on the part of your roofing contractor. This is why one should always hire a professional roofer and verify the the contractor has Insurance before allowing the work to proceed. If the roofer did a poor job resulting in failure of the roof or materials you will need to file claim against the contractors general liability completed operations insurance policy because the homeowners insurance company does not have to pay again for the same repairs. It is up to the homeowner to hire a qualified contractor.

What can the insurance company do for you after the contractor takes the money and doesn't repair your house?

Not much. Your insurer provides funds for a covered loss. You choose your contractor that you want to do the work. It is the homeowners responsibility to hire a reputable (preferably insured) contractor to perform the repairs.

Can you sue your own homeowners insurance if they don't repair your house properly after a water leak?

Your insurer paid the bill presented by your chosen contractor who made the repairs you requested. That was all they were required to do. So, you could probably sue, but you probably could not win. If your repairs were performed substandard, your claim is against the contractor who did the shoddy work or your contractors insurer, not the insurance company who already paid the bill. The insurer is not responsible for the quality of contractor an insured hires nor are they liable for the poor quality of that contractors work. The insurer can not be made to pay twice for the same repairs. This is why it's important that you hire a reputable contractor and verify they are adequately licensed and insured (get a copy) before allowing any work to begin on your home.

Do I have to use a licensed contractor to make repairs on my home if their is a mortgage?

Yes and No. No you don't need a licensed contractor if you are only doing minor repairs like painting a room or putting in new carpet you don't need a licensed contractor to make the repairs.

Will your auto insurance company pay for repairs if the total amount of repairs is more than what the car is worth?

In my experience, in a number of countries, Auto Insurance companies will not pay for repairs unless the repair is result of an accident. Then only what the car is worth.

Will you get a final check after all repairs are completed from the insurance company?

Some insurance adjusters will write you a check for the immediate repairs that are noticeable, However generally there are many repairs the adjuster does not notice until after the job is complete and or the job costs more than what he has allocated in any event you have the right for a reconsideration on all aspects. If the insurance company fails to fund as needed contact your state commissioner of insurance he/she will be glad to investigate the insurance company .(Insurance Companies worst nightmare because if they have many complaints the insurance commissioner can bar them from soliciting or providing insurance with in the state. Hope this helps

How do you get an accident claim against own car when the car is fully insured?

Report the accident to your insurance company. If this was a single car accident - meaning yours- your insurance will have to pay for the repairs minus your deductible. If another party caused the accident you need to turn their insurance information over to your company and they will take it from there.

Miguel has 500 deductible on his comprehensive insurance policy If his car repairs total 1780.75 what amount will the insurance company pay?


Can you pay your auto insurance deductile after repair work is done?

I think this depends on the insurance company. When I was in an accident (I was at fault), the insurance company required my collision deductable up front before they started repairs on my car.

Are tere more than one kind of pl and pd insurance for your car?

PLPD Insurance is personal liability and property damage insurance. This is an economical type of insurance where the insurance company will pay for repairs and damage done on another persons vehicle if you were found to be at fault in the car accident. There are different levels, or kinds, of this insurance.

Insurance paid for water damage Check payable to us and PHH. How does PHH endorse check so we can begin repairs?

I assume PHH is your Mortgage company. They will not endorse the check until the work is done. If they endorse it you could spend the money and never have the repairs done. The way to fix this issue is to have the insurance company make out the check to you and the contractor of your choice and you. This guarantees the work is done and protects the mortgagee. There are several laws demanding protection for banks and mortgagees in these cases so the insurance carrier has to be sure the work is done. Another alternative is to pay for it yourself, provide proof of the repairs and proof you paid, then PHH will endorse the check to you afterward.

What polices are offered by DNA Insurance?

DNA Insurance is an insurance company that offers insurance for cars and other automobiles. DNA Insurance offers policies that cover legal expenses, immediate costs, and repairs.

How do you get your mortgage company to endorse an insurance check if your house?

By providing them with proof that you have already made all repairs.

Is insurance premium part of deductible?

The insurance premium is the amount you pay the insurance company every month. The insurance deductible is the set amount which you pay out of pocket for repairs after you make a claim. For example... you may pay $100 to the insurance company every month for the insurance policy and have a $500 deductible. If you file a claim you are expected to pay for $500 of the repairs yourself, while the insurance policy covers anything above that amount up to your max limits.

Is it worth hiring someone to do kitchen repairs for me?

To find someone to do kitchen repairs I would call a local contractor.

If hired by attorneys to inspect property damage in insurance claim cases can the general contractor get the job to do the repairs?

Some companies require bids. If you are licensed, insured & bonded..go for it.