If an uninsured driver with permission from an insured car's owner gets into an accident will insurance cover the other vehicle's damage?
Insurance follows the car, not the driver. So as long as the automobile is insured, so is the driver. Just make sure the driver has a valid driver's license.
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If an uninsured driver with permission from an insured car's owner gets into an accident will insurance cover the other vehicle's damage in Texas?
Insurance So long as That driver was not excluded from coverage, then Yes, that driver would be covered under a standard Texas Auto Policy.
If you have PLPD and your car is totaled in an accident that is not your fault will the other drivers insurance cover your damages?
I have PLPD insurance and was in an accident that was the other driver's fault. The lady's insurance paid for the damages, around $3000 which was the blue book retail value of… the car, and they paid for a rental car for a short period. Since I had PLPD insurance, I had to pay for extra insurance on my rental vehicle, $12 a day extra, that their insurance would not cover and came out of my own pocket.
If an uninsured driver of an insured driver's car has an accident caused by weather and another driver is damage to the insured car covered?
How is the driver uninsured? If he had permission from the insured vehicle owner to drive? There are policy exclusion that apply but most generally that person is considered a…s an insured driver. I will assume (for the purpose of answering your question) by uninsured driver you mean they have no policy of their own. Are you asking if weather conditons contributed to the accident (say wet/slick road) and they slid into another vehicle is the insurance on the car responsible for the damage to the vehicle they slid into? Yes, probably. Insurance stays with the car. If you could provide more detailed information regarding the driver, and facts of loss, I could be of more assistance to you.
what damages? to the car? if the car is insured that insurer (assuming coverage is available) will handle that damage, if you mean you were injured driving an insured vehicle.…...it depends on a lot of things...more info regarding status of drivers, vehicle, fact of loss, etc.....and perhaps i can be of more assistance...
Answer . Yes, he should be. Most insurance companies insure the CAR and ask how many and ages of the drivers in the household to determine a rate. If you didn't steal the c…ar, and had permission of the owner you should be insured.
Only if the driver was responsible and only for his liability
Does insurance still cover a claim for damages when not at fault and hit by an uninsured motorist if the vehicle's registration is expired at the time of the accident?
Answer . yes the coverage is effective even though the registration is expired.
Will insurance cover your damages from an accident if an unlicensed uninsured driver was in an accident on private property?
Answer . It is highly unlikely.
Will auto insurance cover an accident if one is at fault however the driver in the other vehicle is not the owner of that car and is not on that car's insurance policy?
Answer . Yes, your auto insurance will payout to the other party involved in the accident. Your auto policy covers "you" from any financial loses. So in retrospect you won…t have to pay the damages you caused to the other veichle.. Concerning the party that is not the owner nor on the car owners policy, the car owner's auto policy covers the car and any lawful driver aslong as their were no "misrepresentation" on the insurance application/contract. By misrepresentation I mean, at the moment the car owner signed the application and contract he was to state any material facts that could change the underwriting decision such as premiums. For example, if the car owner has a son who will also drive the car, the car owner is obligated by law to diclose that to the insurance company. In the event that an accident occurs and a "undisclosed driver" was operating the veichle the insurance has 2 options. 1. He can Void the policy/contract and not cover the auto owner. or 2. He can cover the auto owner and payout damages but later sue in a court a law that amount and underpayed premiums for the time the policy was active and the undiclosed driver was operating the car.. Note" In rare cases, an insurance company will cover the "undisclosed driver" aslong as the difference in the premium is paid.
An insured driver is unknowingly driving an uninsured car and has an accident. The owner of the uninsured car is injured. Who pays for the damages and injuries?
Answer . You can check with your own insurance and it will most likely cover your medical costs but I doubt they will pay for the damage to the vehicle. If you wish to get… payment from the uninsured auto owner you will have to sue them in civil court. Good luck
If an insured driver with permission from an insured car's owner gets into an accident will the driver or the owner be responsible for payments?
the owner of the car with insurance will be responsible
Can a uninsured driver borrow someone's car which is insured and be covered on that policy if you also get the owners permission?
This can depend on how the owners policy is written and the statelaws. Some policies will not cover anyone that is borrowing a careven with permission.
In Auto Insurance
When a car is uninsured and it involved in an accident, the ownerof the car is responsible for its damages and that of the otherinvolved cars. This rule applies even if the dr…iver has his owninsurance cover on a different car.
In Auto Insurance
The majority of the time no because it is an insured's policyholder's duty not to let unlicensed people driver their car because they cannot legally drive.
If an Uninsured driver with permission from an insured owner gets into an acciden will insurance cover the vehicle damadge?
It depends on the company and their policy languauge. Generally higher quality, well known companies for good drivers will cover this. It is known as permissive user coverage.… Many low cost lessor known companies, particularly for bad drivers, have what is called "named operator coverage" and will only cover the driver(s) listed on the policy. To find out for certain you should read your policy form and check with your agent or the company's customer service department.
Yes they should. Did you carry uninsured motorist? The only issue is if your car had a driver that did not have a license or was living in your home and you did not tell them …about this person.
In Auto Insurance
If an uninsured person borrows your car and gets in an accident deemed by the other insurance co to be her fault when your insurance has lapsed who is liable the driver or the car owner?
I am sure that there are examples to the contrary, but the car owner is the one responsible for the insurance. It's your car. It's your responsibility to make sure it is insur…ed......it would also be your responsibility to make sure whom ever you loaned it to were licensed and legal.