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The insurance company is not liable for paying damages. The minor was knowingly breaking the law by driving w/o a license. The parent of the child will be held liable for damages. As will the person/owner of the vehicle if they knew the minor was not a legally licensed driver.

If you let an un liscensed/uninsured minor driver your vehicle, your asking for it. If you werent the parent of the minor, they could sue you as well for neglect.

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โˆ™ 2015-07-15 19:41:15
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Q: If an unlicensed uninsured minor driving a car with the owners permission has a parking lot accident is the owner liable or the minors parent?
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Related questions

What happens if an uninsured unlicensed driver is driving your uninsured car and has an accident?

Bad things, will mostly likely get a few citation from police. If he is found to be at fault he could be liable for the damage.


If a 15 year old unlicensed minor learning to drive with an uninsured adult has an accident who is liable the parents of the minor or the uninsured driving instructor?

The owner of the vehicle is usually held liable.


If you are driving another persons car with permission and have an accident and the car you are driving is uninsured will your insurance pay to get the car fixed sicne you were at fault?

Yes!


Is an uninsured unlicensed driver that is driving an insured car covered if he gets in an accident?

The majority of the time no because it is an insured's policyholder's duty not to let unlicensed people driver their car because they cannot legally drive.


What if an uninsured unlicensed driver is driving an insured drivers car causes an accident with bodily injury?

The injury would most likely not be covered under your auto because you let an unlicensed driver drive your vehicle when they cannot legally drive.


If you are driving another person's car with permission and have an accident with an uninsured motorist running a red light will it be covered?

99% of all insurance companies will cover such situations.


Am I considered an uninsured motorist If I am driving my son's car which is fully insured and driving with permission but I do not have insurance and at fault in an accident?

No. The car is insured and your son's policy will provide coverage up to its policy limits.


What happens when an unlicensed driver causes an accident?

they get in jail for not having a licence and driving.


In Ohio if an uninsured unlicensed driver is driving your car without permission and hits a car and you have insurance are you responsible?

I sense that this person driving your car without permission is a resident of your household. Without a police report of the theft of your vehicle then the person driving your car, especially if they are a resident of your household and reasonably knew where to find the keys, would have presumptive permission to use the car and your insurance will have to pay.


What happens to the owner of a car that gets into an accident with someone else driving there uninsured car?

They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.


What happens to you when an uninsured unlicensed driver driving your car has an accident?

Is your car insured? Did the driver have your permission? more that likely there will be coverage, (subject to any policy exclusion), but you will obviously have rate increases that will take many years to clear up. If your vehicle is also not insured, you will more than likely be held (assuming driver had permission), equally responsible for all costs, not to mention fines, loss of plates etc.


What happens if an uninsured unlicensed driver is driving your insured car and has an accident?

If you have Auto liability Insurance and you gave this person perrmission to drive, The Insurer will probably have to pay the bill for the accident. The company will then probably have to promptly cancel your insurance coverage for allowing an unsinsured unlicensed driver to operate your vehicle. Your next Auto Insurance Policy premium will take into account your claims history and charge accordingly.

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