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Even if a driver was uninsured, the driver who was At Fault is responsible for paying for repairs. Not having insurance does not take away responsibility.

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โˆ™ 2009-11-21 16:31:12
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Q: If both drivers in an accident are uninsured does it matter who was at fault?
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Uninsured driver not at fault in accident in Texas?

bananners!


If you had an accident that was your fault you have uninsured motorist coverage the other driver was uninsured do you have to pay all the costs?

The at fault driver is responsible regardless of who has or does not have insurance. You were at fault, you get the bill. Fortunately though you have insurance. So they get the bill.


What is UMPD coverage?

Underinsurer or uninsured Property damage coverage pays for damage to your vehicle if another vehicle is at fault for the accident but is uninsured or underinsured.


Can a uninsured and unlicensed driver sue you for an accident?

Yes. It is the responsibility of the at-fault party to pay for the damage caused in an accident, regardless of the license or insurance status of the not at-fault party.


What happens if you are in an accident that was not your fault but you do not have drivers licence?

Then you're considered to be at fault, the logic being that you shouldn't have been there to get into an accident.


You own an uninsured vehicle that was borrowed by a driver with out insurance in Florida she got into a no fault accident and the car was totaled. what is your recourse?

Its your fault


What happens if you are driving an uninsured car and you get into an accident and it was not your fault?

The at-fault driver's insurance will pay for all property and bodily injury damages.


The Ins and Outs of Uninsured Motorist Insurance in Virginia?

Whether in Virginia or another state, uninsured motorist insurance is often pushed aside by drivers. Unfortunately for those drivers, uninsured motorist insurance could come in handy in the case of an accident where the other driver involved does not have insurance. In Virginia, uninsured motorist insurance is actually mandatory. Residents are required to purchase uninsured motorist insurance as part of their auto insurance plan. Fortunately for residents of Virginia, uninsured motorist insurance can help protect from health care costs and other costs associate with an accident that the driver is not at fault for. Residents of Virginia are required to purchase 25/50/20 of uninsured motorist insurance with their auto insurance policy. This amount of insurance is purchased in order to cover bodily injury and damage to property costs associated with an accident. Additionally, uninsured motorist insurance can help pay for lost wages and other medical bills as a result of an accident. While uninsured motorist insurance may seem like an extra or unnecessary costs, statistics have shown that nearly 15 percent of drivers on the road do not carry liability insurance. In the case of an accident in which a driver does not have insurance, the driver at fault would be required to pay for any and all costs. If they can't, it becomes the responsibility of the other driver involved in the accident. It doesn't matter if the driver was at fault or not. In Virginia, drivers have the option of purchasing a deductible for uninsured motorist insurance. The deductible is the price that a driver is willing to pay out of pocket if they have an encounter with an uninsured driver that can not pay for damages and or medical bills. Fortunately, as it is mandatory in Virginia, purchasing uninsured motorist insurance or paying for a deductible is relatively inexpensive. As with all types of auto insurance, prices will vary depending on the insurance company. For best deals on uninsured motorist protection rates, it's best to shop around.


If an unlicensed uninsured driver has consent of the car owner to drive in a lot and is in an accident does the driver at fault still have to pay?

Yes, (subject to policy exclusions and your state law regarding uninsured unlicensed drivers), the person that is negligent, at fault is the one responsible for the damages to the 'innocent' party. Regardless of their licensing/insurance in most cases.


If you are uninsured and get hit by a drunk driver do you have to pay for his vehicle repairs in Washington state?

Are you saying that you are uninsured, and the drunk was at fault, if simply due to the fact that you were uninsured (and of no fault whatsoever), you have to pay for his vehicle? NO, the ''at fault/negligent" party is liable/responsible for the damages they caused due to their neglience. Subject to any laws in your state barring uninsured drivers/owners from recovery of damage. But just because you are uninsured (if not at fault) you are not responsible for the drunks damages.


Whose fault is it if an uninsured driver slides down a snowy unplowed driveway into the illegally parked car of the homeowner?

The fact that the car was illegally parked doesn't matter. The driver of the moving car was responsible to adjust their driving to the road conditions, and to ensure it was safe to proceed. This accident will be the fault of the uninsured driver.


What happens when you are involved in an auto accident and you are uninsured but the other vehicle is insured and you are not at fault but the other driver claims you are?

Not at fault but uninsured Call the police in this case. Unfortunately this is a catch-22 because if you call the police your license is suspended for 1 year, if you don't it could be the drivers word against yours.


What happens if an uninsured unlicensed driver is driving your uninsured car and has an accident?

Bad things, will mostly likely get a few citation from police. If he is found to be at fault he could be liable for the damage.


What if you are a licensed minor driving your parents uninsured car and get into an accident where you were at fault should the judgment be placed on the minor or the parents?

You should get in trouble because you caused the accident.


If you get into a car accident and it is not your fault will your insurance go up?

Not if it is deemed to be 100% the other drivers fault and they have insurance.


What do you do if you get into a accident with someone who does not have insurance and you are not at fault?

Most no fault insurance laws protect the not-at-fault party. Your insurance will indemnify your loss and penalize the un-insured motorist. DO NOT make outside deals with an uninsured person after an accident as this limits your ability to make claim.


If you are at fault for an accident and then find out you are uninsured but willing to pay What is next?

Bad news. If you are uninsured, do not have an accident. If you can manage to pay the other person for the damages in an arrangement that is satisfactory to both of you, then you could be off the hook. Otherwise, you are looking at some major trouble.


What happens if you have no auto insurance and no drivers license and you where in car accident but it was not your fault?

Sorry to say, Eva, but an uninsured car is not supposed to be on the public streets and a person with no license is not supposed to be driving a car. Since you contributed to the accident by violating these laws, you are at least partially at fault. The other driver's insurance company is going to deny any claim you submit.


What happens if the driver who is not at fault for an accident does not have insurance in California?

Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.


Will your insurance pay if the accident is your fault and you only have uninsured motorist insurance?

If all you have is uninsured motorists then no it will not pay. you need liability insurance to pay for damaged caused to another. Liability is what your supposed to have.


If in an at fault accident and you have no insurance and there is no injurys to either party and no police come and make a report what should the uninsured driver expect in California or any state?

The uninsured driver, assuming they are at fault, can expect to be pursued civilly by either the other driver's insurance company or the other driver. The uninsured motorist can be sued for damages and any other expenses incurred as a result of the accident, including court costs.


Does Atlanta offer no-fault accident coverage for drivers?

Atlanta is in Georgia, which does not offer true no-fault accident coverage, but insead has no restrictions on law suits.


An insured driver is unknowingly driving an uninsured car and has an accident The owner of the uninsured car is injured Who pays for the uninsured owners injuries?

this is tricky, dependant on the state laws...you are driving an uninsured vehicle, you have insurance on another vehicle of your own, you get into an accident that is your fault...the owner of the vehicle is a passenger in the car and is injured...your policy should step in and cover this uninsured vehicle (assuming you have collision coverage on your policy) you chose to drive, (doesn't matter you didn't know it was uninsured) and if your neglience resulted in this passengers injuries your policy will likely pay for their injury subject to any exclusion in the policy.....sorry.....


How much money can you get if you were injured as a passenger in a car accident and it was the drivers fault?

25000


What happens if you let a friend borrow your car that is uninsured but the friend has non-owners insurance and he gets into an accident that wasn't his fault?

almost all states require liability insurance. the fact that the friend had 'non owner' does not mean that it was ok to drive an uninsured vehicle. the law requires the vehicles, not the drivers, to be insured.