That depends on whether or not the LENDER will accept the payments. It will be cheaper on the debtor if they can make the payments NOW. Perhaps you should contact the LENDER.
Review the amount of time left on the loan and whether you could do with a car that is less expensive than the one you want to redeem. If your current circumstances have improved and other expenses have not increased, then maybe go for it. However, being frugal (and maybe cheap) I would say let it go, find something more economical and then start saving. Your next car could be paid in cash and you would be more secure over time.
Yes, if a leinholder reposessed a vehicle from a person that owes a debt. then that vehicle is taken to an auction and the person it was reposessed from must pay difference. If the amount owed is $12000 and the leinholder sells it at an auction for $8000 the previous owner must pay the $4000 difference and any expenses involved in the process.
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