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If debt in collections what to do?



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Pull your credit file and see if they have reported the debt as delinquent. If not, call, and ask to make payment arrangements with their agreement to refrain from reporting the lateness on the account. If they have already reported it, do the same with the purpose to be to delete the lateness.

If you can't seem to get anywhere, contact the Credit Score Improvement Helpline at

(888) 537-4633