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This may vary based on your insurance carrier and the state you live in, but my insurance company told me I was unable to add my son to my policy if he lived with the other parent. If fact, the other parent refused to add him to their policy, and I was still unable to add him to mine because he did not "live" in my home. Our only alternative was to find a company which would set him up on his own policy, which I've been told is generally not allowed. Hope this helps.

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Q: If my 16-year-old licensed driver is covered under her custodial parent's auto insurance must she also be covered under the noncustodial parent's insurance to drive the noncustodial parent's car?
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