NEVER. Not only is the teen required to have insurance, but if he or she were to cause an accident then you (the parent) are responsible for the financial implications of an accident - bodily injury and/or property damage of the other party (and, no, your personal liability or umbrella policy will not pay those expenses for you).
If the vehicle is titled to the parents then little chance of removing liability from mom and dad. If child is titled owner, and has their own auto policy then very likely the parent's can separate their own liability.
The custodial parent.
If an underage permit driver had an accident in a noncustodial parent's car, the insurance of the custodial parent should cover the cost. Contact the insurance company for full coverage benefits.
Parent's policy pays
Yes, The owner of a vehicle is just as liable for an accident as the driver. Both the driver and the Vehicle owner are both jointly and severally liable for the cost of an at fault accident.Since you say the title is in the parents name, Then the Parents are in fact the legal owner of the vehicle as far as the state is concerned.The at fault driver is liable because they caused the accident, The Registered Owner is liable because the owner has a responsibility to ensure that all permissive use drivers have the appropriate insurance coverage before allowing them to operate the vehicle.Yes, If your daughter is still a minor, the legal guardian (usually the parents) can be sued under parental liability statutes even if the vehicle is not owned by the parents.
Whoever your daughter lives with is the responsible party to cover her on their insurance policy!
You need to be 18 due to insurance liability on the shelters part. But if you have a parent or guardian who is willing to volunteer with you then you're not a liability to the shelter and you should be all set.
Either parent could provide insurance for a child under their auto insurance policy. Alternatively, the child could obtain their own auto insurance policy if either parent is willing to countersign sign the insurance application with the child. As far as liability causation the parent who facilitated the acquisition of the automobile wold have the greater responsibility for resulting damage and liabilities.
Is there any liability to tell a child of a deceased parent?
call family services or 911
In the state of Florida, drivers with only a learner's permit must be on their parent's insurance so that in the event that an accident does occur then they are covered.