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Quite likely. The insurance company will think you showed poor judgment by allowing this person to operate your vehicle.

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โˆ™ 2008-08-03 03:30:18
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Q: If someone else is driving your vehicle and gets a dwi in new york state will your insurance rates increase?
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Related questions

What if someone hits you and its not his car and there are no insurance on the vehicle?

His liability insurance on his car should transfer to the vehicle that he is driving.


If you are driving someone else's car does your liability insurance pay repairs to the vehicle you are driving?

No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.


Are there policies or companies that cover anyone driving your vehicle?

If you have insurance on your car, and someone else is driving it, and has an accident your insurance rate will go up but it will cover the damages to the other persons vehicle.


What is the legal if drives your friend car in that car is not insured and you get a ticket for driving without insurance?

If there is no insurance on the vehicle and you get a ticket for driving without insurance you are guilty of the offense and will have to pay your fine. Even though the vehicle belongs to someone else it is the responsibility of the driver to make sure there is valid auto insurance on the vehicle before driving it.


What if someone drives your car and gets a ticket does your insurance go up?

No, driving violations are based on the drivers lic. not the vehicle they were driving


Who is responsible if a 16-year-old driving someone else's car hit and severely damaged your vehicle which was legally parked?

It depends.... If the girl that hit your car has car insurance that covers her while driving another persons vehicle, go after her and her insurance company. But if not, go after the owner of the vehicle, they are responsible for the vehicle at all times. The insurance company doesnt care who is driving.


If you are driving someone vehicle and it does not have current tag or insurance who gets ticket?

The driver will get the ticket.


Can you cancel auto insurance if you are not driving?

Yes you can cancel it. But if you have vehicle then you should have vehicle insurance.


If someone is driving your vehicle which is covered with collision and has and accident and is at fault are you responsible for all damages and costs or will their insurance cover it?

== == == == Car insurance follows the car. If someone was injured they can go after the driver if they weren't the owner of the vehicle.


Do you have to have insurance full coverage if you are not driving a car that you are still paying on?

Yes & No. You still have to have liability coverage, which is the lowest type of car insurance, if you plan on driving another person's vehicle. Because, several years ago, I drove my friend's vehicle and the brakes went out and I rear-ended another vehicle. My friend did not have insurance on his vehicle, so my license was suspended for three months for no insurance. I advised the DMV that the vehicle wasn't mine! But, they told me that it doesn't matter! I should have had liability insurance anyways, if I was planning on driving someone Else's vehicle!


Whose rates increase when a third party has an accident while driving the others car?

Insurance stays with the vehicle, the policy that insures the 'at fault' vehicle will have the rate increase should there be one.


Can you be fined for driving someone else car if they do not have insurance?

not if you are personally insured to drive that vehicle on your own policy


What happens if you wreck a car that you dont insure?

If the vehicle has insurance it will cover damage to the other vehicle but not the one you are driving. Now if you have insurance on another vehicle your insurance will cover the damage to the vehicle that you where driving even though it is not on your policy.


Who is responsible for damages if you are not insured driving someone else vehichle?

The driver is always responsible. It is the drivers obligation to verify insurance before getting behind the wheel. If you have insurance on another vehicle you may have some liability insurance covering YOU when you get in someone else's vehicle. Check with your agent.


If you have auto insurance get into an accident while driving someone elses vehicle will you be covered by your insurance?

You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.


Can you get a ticket for driving with no insurance if you are pulled over driving a borrowed car that is not insured even though your personal car is insured MN?

Absolutely. You are responsible for making sure the vehicle that you are driving is insured. It does not make any difference that you have other car insurance or even that the owner of the vehicle has other insurance. If there is not insurance on the vehicle you are driving then you are guilty.


Does your insurance policy follow you if driving someone elses car?

No, in the state of Mass where i am from, the insurance is covered for your car only. It will not follow you if you choose to drive another vehicle. You may want to check the state your are in if this is different, as they may have a different type of policy you can purchase that will cover you. With my experience, the only insurance you have is your health insurance if you are driving another persons vehicle.


If someone borrows your car and total loss it will the insurance company pay for damages?

Yes. Collision coverage pays for damage to your vehicle, minus the deductible, regardless of who is driving it. Also, if you loan your vehicle to someone they are considered a permissive driver and you are liable for damage they cause in your vehicle even if they have their own insurance. Insurance always applies to the car not the driver.


Should cops really arrest someone who is driving a vehicle without no vehicle insurance?

think about it if you had a nice ride and someone without insurace would hit you and possibly total your nice ride,you would be stuck,he wouldn't have insurance to replace your vehicle and your insurance will jack your rates up,or may not even replace your vehicle,so yes they should arrest someone without insurance.one more thing,what if that unisured driver would hit and kill someone


Do you need car insurance if you don't own a car?

The answer to your question is no,unless your driving someone elses car at anytime,then you must be insured for that vehicle and that vehicle only..


If someone else is driving your car and gets a speeding ticket will it affect your insurance?

No. Speeding tickets are issued to the driver not the vehicle.


Is a son covered on his father's auto insurance policy when the son causes an accident while driving his friend's vehicle?

The insurance follows the vehicle therefore the person who owns the vehicle is responsible for having insurance on the vehicle and that insurance will cover the loss. I know it seems that the driver should have some responsibility but that is not the way policies are written. The best thing is teach you children never to let someone else drive their vehicle, period. Insurance companies do not like it when their policyholders loan vehicles and they then have unknown drivers driving insured vehicles.


What are the risks of driving without insurance?

If you have an accident and you are driving without insurance then you will not be bale to get any help towards the repairs of the vehicle. If another vehicle is involved you will be liable to pay for the cost of that one as well. If someone is injured they may make a compensation claim for their injuries and you will have to pay for that as well. In some countries driving without insurance is illegal and so you could face criminal charges too.


Can you get auto insurance with someone and not be related?

It just depends on your situation. You can not purchase insurance for or with someone unless you have an insurable interest in that which is being insured. For example, If someone is driving your vehicle or you are driving each others vehicles then you each have an insurable interest because the law requires you both be insured to drive the vehicle on public roads. Also your auto insurance contract requires that you disclose all drivers that have access to your vehicle. Failure to disclose a driver is a well known form of insurance fraud and can result in no coverage at all for an accident. If you each have your own vehicle and do not have access to each others vehicle then you would have no insurable interest in the other person or in their vehicle and can not insure with them.


What if you are driving someones car that doesnt have insurance and you get in an accident but you did not know they did not have insurance?

Usually, it is the responsibility of the owner. However, if you have insurance on your vehicle, they will step in as secondary coverage...including covering the damage to the vehicle you were driving, if you have the coverage.