If someone else is driving your vehicle and gets a dwi in new york state will your insurance rates increase?
Quite likely. The insurance company will think you showed poor judgment by allowing this person to operate your vehicle.
If you are driving someone else's car does your liability insurance pay repairs to the vehicle you are driving?
What is the legal if drives your friend car in that car is not insured and you get a ticket for driving without insurance?
If there is no insurance on the vehicle and you get a ticket for driving without insurance you are guilty of the offense and will have to pay your fine. Even though the vehicle belongs to someone else it is the responsibility of the driver to make sure there is valid auto insurance on the vehicle before driving it.
If someone is driving your vehicle which is covered with collision and has and accident and is at fault are you responsible for all damages and costs or will their insurance cover it?
Who is responsible if a 16-year-old driving someone else's car hit and severely damaged your vehicle which was legally parked?
It depends.... If the girl that hit your car has car insurance that covers her while driving another persons vehicle, go after her and her insurance company. But if not, go after the owner of the vehicle, they are responsible for the vehicle at all times. The insurance company doesnt care who is driving.
Do you have to have insurance full coverage if you are not driving a car that you are still paying on?
Yes & No. You still have to have liability coverage, which is the lowest type of car insurance, if you plan on driving another person's vehicle. Because, several years ago, I drove my friend's vehicle and the brakes went out and I rear-ended another vehicle. My friend did not have insurance on his vehicle, so my license was suspended for three months for no insurance. I advised the DMV that the vehicle wasn't mine! But…
If you have auto insurance get into an accident while driving someone elses vehicle will you be covered by your insurance?
Can you get a ticket for driving with no insurance if you are pulled over driving a borrowed car that is not insured even though your personal car is insured MN?
No, in the state of Mass where i am from, the insurance is covered for your car only. It will not follow you if you choose to drive another vehicle. You may want to check the state your are in if this is different, as they may have a different type of policy you can purchase that will cover you. With my experience, the only insurance you have is your health insurance if you are…
Yes. Collision coverage pays for damage to your vehicle, minus the deductible, regardless of who is driving it. Also, if you loan your vehicle to someone they are considered a permissive driver and you are liable for damage they cause in your vehicle even if they have their own insurance. Insurance always applies to the car not the driver.
Is a son covered on his father's auto insurance policy when the son causes an accident while driving his friend's vehicle?
The insurance follows the vehicle therefore the person who owns the vehicle is responsible for having insurance on the vehicle and that insurance will cover the loss. I know it seems that the driver should have some responsibility but that is not the way policies are written. The best thing is teach you children never to let someone else drive their vehicle, period. Insurance companies do not like it when their policyholders loan vehicles and…
think about it if you had a nice ride and someone without insurace would hit you and possibly total your nice ride,you would be stuck,he wouldn't have insurance to replace your vehicle and your insurance will jack your rates up,or may not even replace your vehicle,so yes they should arrest someone without insurance.one more thing,what if that unisured driver would hit and kill someone
It just depends on your situation. You can not purchase insurance for or with someone unless you have an insurable interest in that which is being insured. For example, If someone is driving your vehicle or you are driving each others vehicles then you each have an insurable interest because the law requires you both be insured to drive the vehicle on public roads. Also your auto insurance contract requires that you disclose all drivers…
What if you are driving someones car that doesnt have insurance and you get in an accident but you did not know they did not have insurance?
If someone was driving your vehicle with your permission and was at fault in an accident will it go on your motor vehicle record that you were at fault?
If you have an accident and you are driving without insurance then you will not be bale to get any help towards the repairs of the vehicle. If another vehicle is involved you will be liable to pay for the cost of that one as well. If someone is injured they may make a compensation claim for their injuries and you will have to pay for that as well. In some countries driving without insurance…
Will my car insurance be affected if I am a named driver on someone else's insurance and they need to claim their insurance?
Yes, it can cover you depending on the reason you were driving another persons vehicle. Remember that auto insurance follows the legal liabilities of the named insured. If you were driving another persons vehicle under the "replacement vehicle rules" then yes your liabilities should be covered under your own auto insurance policy. A replacement vehicle is typically defined as a borrowed or rented vehicle that one is driving because their own vehicle is under repair…
There are a number of benefits of having temporary car insurance. If an individual will only be driving a vehicle for a limited time, then temporary car insurance will provide a low cost way to insure the vehicle. Other benefits include insurance coverage after an accident, rates which will not increase, and peace of mind.
If you let someone ride your motorcycle and he crashed it do you file a claim with his insurance or your own for the repairs?
To my knowledge, the violation goes against that persons personal driving record, not the vehicle itself. But, if you share the same insurance, then I would say definitely. Now if they go to Traffic School, then the ticket is erased and will not affect the insurance rates. But to be sure, ask either your insurance broker or the clerk at the Traffic Court. Hope this helps.
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your…
If you were driving someone elses vehicle and involved in an accident whether it be fatal or not then the person who owns the vehicle should have insurance on it and then the accident would be covered on that policy but if it goes over the amount that they have then its possible for yours to kick in and pay any extra.
Who is liable if someone else is driving your car with your consent and you had no insurance on the car?
Your personal auto insurance will be secondary to the insurance of the vehicle that you are driving (assuming you do not own it and it is not a business vehicle). If you get involved in a car accident while you are operating a vehicle that is -not- yours, then the insurance of that vehicle has to pay first, and if that insurance is not enough (or is not there) then your insurance will kick in…
Drivers are required to have insurance. If you wreck your vehicle, the insurance company will pay for it. If you are driving without insurance in a vehicle that is not paid for, you still are obligated to repay the money you borrowed to buy the car. It is not the bank's fault that you wrecked the vehicle.