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Yes, when anyone other than a person who lives in the residence is injured, the homeowner should inform his insurance agent as soon as possible.

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โˆ™ 2015-07-16 18:26:53
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Q: If someone falls in your home and breaks a bone should you contact your insurance company to tell them about the event?
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If someone breaks their foot on my property can I file a homeowners insurance claim for their medical bills?

Yes you May all you have to do is get intouch with your insurance agent or Company.


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Contact your agent and ask them if you are covered.


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Home insurance is extremely helpful because if someone breaks into your house and vandalizes anything you can get it fixed for little money. Also, if there is a fire it is better to have insurance.


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Generally not. This is the reason why it's important to have renters insurance: if you do and a fire or disaster breaks out in your insurance company will pay for sheltering and even the cost of relocating if it will be impossible for you to move back in. Otherwise, the landlord has no responsibilities to relocate you if a fire breaks out. Most of the time when a fire breaks out and you are displaced from your apartment, the Red Cross steps in to help.


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