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== == == == Car insurance follows the car. If someone was injured they can go after the driver if they weren't the owner of the vehicle.

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โˆ™ 2007-08-22 10:30:40
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Q: If someone is driving your vehicle which is covered with collision and has and accident and is at fault are you responsible for all damages and costs or will their insurance cover it?
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If a garbage truck hit your parked car do you go through insurance or go to the town hall and what insurance will cover that?

If you have collision coverage on your vehicle, the damage is covered under your policy. Your insurance company will then attempt to recover ("subrogate") the responsible parties insurance carrier....or the responsible party directly if they were not covered by insurance. If you do not carry collision coverage on the damaged vehicle, your only avenue of recovery is through the responsible parties insurance carrier or, the responsible party directly if they were not insured.


Is at fault driver responsible for her cosmetic bumper repair in minor accident?

Actually, this will be covered by your insurance co.


Is collision covered by personal injury protection car insurance?

In most cases, personal injury policies are not the same as collision insurance. You should check with your insurance provider to see if you are covered.


If only your car is damaged and you have collision will insurance cover it?

If its comp and collision then it should be fully covered


How much personal liability insurance do Georgia car insurance laws require?

You will need the basic liability insurance. This means that you will be covered for the other person's car if you are in fact responsible for the accident.


If you have auto insurance get into an accident while driving someone elses vehicle will you be covered by your insurance?

You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.


Do I need to report an accident to my insurance if I had the accident in my husbands car and his policy covered it?

No.


What is usually covered by a comprehensive motor insurance?

Comprehensive motor insurance usually covers bodily harm or damage caused by an accident. The comprehensive insurance also cover the liability of the car damages in regards to collision coverage. When deciding on collision coverage, it is important to consider the age of the vehicle to determine if comprehensive or full coverage is needed on the vehicle or if collision insurance would be the appropriate choice.


If someone is driving your car and you do not have them on your insurance and they get into accident are you covered?

Although it depends on your insurance, the driver is covered if driving with your permission.


If your husband has his own insurance for his vehicle and you exclude him the insurance on your car will he be covered by his insurance if he was driving your car and had an accident?

You have to list the drivers covered to drive your car on the policy. If not he is not covered.


If a car is stolen and has an accident are the vehicles hit covered by insurance?

no


Who gets paid in car accident?

Everybody covered by the insurance


Leaving the scene of a collision causing 50 in damage will result in?

If you leave the scene of any collision, you may be arrested and brought to jail. The laws are different in each state but leaving the scene of an accident is serious. The damage can be covered by insurance.


If a brother and sister are living at the same address in Massachusetts is his car covered by his collision insurance if she drives it?

Only if he as a multiple driver policy. If not, then no, you would not be covered in the event of an accident. He could add you to his policy- just call the insurance company with the details. Not unless she is listed as atleast an occasional operator on his insurance policy.


If you have an accident and then reinstate your insurance are you covered?

If the accident occurred after your policy lapsed and before reinstatement, no, it won't.


Get into an accident without a license will your insurance cover it?

If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.


What does collision coverage automobile insurance cover?

Collision covers if you hit something or turn the vehicle over. The exception is an animal collision which is covered by comprehensive or (other than collision).


Is hitting a dear comprehensive or collision?

Animal CollisionIf your vehicle "collides" with an animal it will be covered under the "collision" portion of your Auto Insurance Policy. Answer from a General Insurance AgentAnswercomprehensive


What is covered under CDW insurance?

The CDW (Collision Damage Waiver) insurance covers the following: Liability, collision, theft and other damage. This sort of insurance is offered by car rental companies.


If you agree to an accident settlement with the insurance company can you sue the business that was involved and covered by the insurance provider?

No.


Is backing up into a telephone pole is it covered under comprehensive or collision coverage?

This will be covered under the collision portion of your Auto Insurance policy. You collided with a telephone pole. Hence, Collision coverage would invoke.


What topics are covered on a car insurance forum?

A multitude of topics are covered on car insurance forms. Some examples of topics covered include the following: how to make an insurance claim and what to do after an accident.


Can an 18-year-old covered under his parents' insurance policy be sued for an accident if his parents allowed the policy to lapse without his knowledge but he had given them his monthly payment?

Yes, the person is an adult and if the accident was his fault is responsible regardless of the status of the insurance coverage.


Can I get insurance to cover collision in Virginia as a teen?

Contact your local agencies of insurance to find out if you can get collision covered as a teen, or in a unique situation. They will give you policy and technicality, and inform you of what you are eligible for as a client.


Will my car insurance cover this accident in new jersey?

Contact your insurance provider and go over the policy to determine if you are covered for said accident. Not all accidents will be technicalities or covered, so its good to be in the know. Contact your insurance providers immediately.