If you have collision coverage on your vehicle, the damage is covered under your policy. Your insurance company will then attempt to recover ("subrogate") the responsible parties insurance carrier....or the responsible party directly if they were not covered by insurance. If you do not carry collision coverage on the damaged vehicle, your only avenue of recovery is through the responsible parties insurance carrier or, the responsible party directly if they were not insured.
Actually, this will be covered by your insurance co.
In most cases, personal injury policies are not the same as collision insurance. You should check with your insurance provider to see if you are covered.
If its comp and collision then it should be fully covered
You will need the basic liability insurance. This means that you will be covered for the other person's car if you are in fact responsible for the accident.
You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.
Comprehensive motor insurance usually covers bodily harm or damage caused by an accident. The comprehensive insurance also cover the liability of the car damages in regards to collision coverage. When deciding on collision coverage, it is important to consider the age of the vehicle to determine if comprehensive or full coverage is needed on the vehicle or if collision insurance would be the appropriate choice.
Although it depends on your insurance, the driver is covered if driving with your permission.
You have to list the drivers covered to drive your car on the policy. If not he is not covered.
Everybody covered by the insurance
If you leave the scene of any collision, you may be arrested and brought to jail. The laws are different in each state but leaving the scene of an accident is serious. The damage can be covered by insurance.
Only if he as a multiple driver policy. If not, then no, you would not be covered in the event of an accident. He could add you to his policy- just call the insurance company with the details. Not unless she is listed as atleast an occasional operator on his insurance policy.
If the accident occurred after your policy lapsed and before reinstatement, no, it won't.
If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.
Collision covers if you hit something or turn the vehicle over. The exception is an animal collision which is covered by comprehensive or (other than collision).
Animal CollisionIf your vehicle "collides" with an animal it will be covered under the "collision" portion of your Auto Insurance Policy. Answer from a General Insurance AgentAnswercomprehensive
The CDW (Collision Damage Waiver) insurance covers the following: Liability, collision, theft and other damage. This sort of insurance is offered by car rental companies.
This will be covered under the collision portion of your Auto Insurance policy. You collided with a telephone pole. Hence, Collision coverage would invoke.
A multitude of topics are covered on car insurance forms. Some examples of topics covered include the following: how to make an insurance claim and what to do after an accident.
Yes, the person is an adult and if the accident was his fault is responsible regardless of the status of the insurance coverage.
Contact your local agencies of insurance to find out if you can get collision covered as a teen, or in a unique situation. They will give you policy and technicality, and inform you of what you are eligible for as a client.
Contact your insurance provider and go over the policy to determine if you are covered for said accident. Not all accidents will be technicalities or covered, so its good to be in the know. Contact your insurance providers immediately.