You can take them to court and get a judgment, but if they don't have money you can't get it from them. Always get a police report when you're in an automobile collision. Unfortunately, once the other driver gets you to agree to NOT have a policeman investigate the collision, you don't have much hope of ever getting any money for the damages. Be the nice guy, but tell them your insurance REQUIRES that you call the police. BTW, it's true.
State laws vary on at-fault crashes, but if there's clear evidence the other car was at fault in the crash, their insurance should pay for the damages. However, if you have no valid drivers license, that should be amandatory court appearance. If you want to drive, ontain the training and license necessary to do so.
your car is now a trash if it crashes
The only reason someone needs a life insurance license or certification is to be able to sell this type of insurance.
If you rearend someone, regardless of road conditions or the other drivers disposition on a drivers lic or insurance, you are still responsible. Not having a license or insurance is a civil matter, not involving insurance company.
The number one requirement for someone to be able to sell life insurance is an "Insurance License". The requirements for obtaining a license varies from state-to-state but passing an exam is always a requirement.
Your Local Farmers Insurance Agent. They offer Bristol West Insurance policies that will insure you with a temporary suspension, expired license as well as someone with a Mexico ID.
uda unlawfull driving auto. no insurance.
I think it depends on your car insurance policy.
They wouldn't know someone was driving your car without a license so it would go up. However, if they have a wreck in your car the insurance company will most likely not cover the accident because the person didn't have a license.
If you would like to find the owner of a car that a license plate belongs to you would need to contact law enforcement. If you could do that for someone then they could do it for you and would you want someone accessing your personal information with just your license plate number? Only law enforcement and the DMV have access to those files.
A permitted license holder still needs a car insurance. The license is just to prove that someone has taken the driving lessons and understands the road rules. Insurance helps to provide some backup when liability comes due to an accident.
You should get car insurance when you have your drivers license and you are regularly driving a car. With you license it is legal to drive someone else's car on a rare occasion as long as they have insurance, you will be covered. This however cannot be habit, and must not be part of a regular routine (borrowing the car every Thursday) So if you own a car, have your drivers license, or regularly drive someone elses car, you should have insurance or be put as an occasional driver on someone elses car.
If someone wit no insurance crashes into my car and they have no insurance Your own insurance company would pay to have your vehicle fixed and pay for any physical claims you make. They would then attempt to recover the funds through the person that crashed into you. Keep in mind, insurance companies always look for a way out of paying so in this case, be sure you call the police, document everything and try to have witnesses. That way, they can't say you were party at fault.
Yes. The fact that your license is suspended is NOT considered a contributing circumstance to an accident.
Yes, that is usually the procedure.
YES - registration and insurance are separate from ownership.
If they are not pressing charges, then they are giving you permission to drive their vehicle. If you give someone who doesn't have a drivers license permission to drive your vehicle, you are voiding your insurance coverage. The Insurance company will not pay.
You don't need to get insurance just because you got your license; it's not directly connected like that. If you have a valid license, and don't own a car, you could drive someone elses car that is insured by them. BUT you do need insurance to register a car and be legal. You would want insurance the day you buy and register a car.
Usually if the person is over 18, has a license in good standing, and your insurance policy allows other drivers, you should be okay. Still, since you own the car, you may have some liability if the car crashes.
You could loose your insurance, and future insurance could become very expensive.
I am not sure you can find out the "due to" reason but you can check with your states insurance department and verify that they are licensed.
Yes. Insurance covers the vehicle and the driver. You do have to be aware of insurable interest. The insurance company may not want to pay you for the damage you did to someone's car because you would gain from the other person's loss. You should really work with an insurance agent because rules are different from company to company.
Registration, license plate number and title right?