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You can take them to court and get a judgment, but if they don't have money you can't get it from them. Always get a police report when you're in an automobile collision. Unfortunately, once the other driver gets you to agree to NOT have a policeman investigate the collision, you don't have much hope of ever getting any money for the damages. Be the nice guy, but tell them your insurance REQUIRES that you call the police. BTW, it's true.

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โˆ™ 2006-03-14 20:32:27
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Q: If someone with no license crashes a car that belongs to someone else and doesn't have insurance will they have to pay?
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If you have no license and someone crashes into you does their insurance have to pay for damages?

State laws vary on at-fault crashes, but if there's clear evidence the other car was at fault in the crash, their insurance should pay for the damages. However, if you have no valid drivers license, that should be amandatory court appearance. If you want to drive, ontain the training and license necessary to do so.

What happens if you lend your car to someone with no license and they crash?

your car is now a trash if it crashes

Why is a life insurance license important?

The only reason someone needs a life insurance license or certification is to be able to sell this type of insurance.

If you rearend someone when the roads are wet who does not have a license or insurance who is at fault?

If you rearend someone, regardless of road conditions or the other drivers disposition on a drivers lic or insurance, you are still responsible. Not having a license or insurance is a civil matter, not involving insurance company.

What is required for someone to sell life insurance?

The number one requirement for someone to be able to sell life insurance is an "Insurance License". The requirements for obtaining a license varies from state-to-state but passing an exam is always a requirement.

Does homeowners insurance go up if someone in the household has a license?


Where Can you get insurance without a license?

Your Local Farmers Insurance Agent. They offer Bristol West Insurance policies that will insure you with a temporary suspension, expired license as well as someone with a Mexico ID.

What could the police charge someone with who hasn't got a license or insurance?

uda unlawfull driving auto. no insurance.

Can your license be suspended for someone else driving your car without insurance?

I think it depends on your car insurance policy.

Can someone with a green card get a driver's license in the US and get car insurance?


Will my insurance go up if someone is driving my car without a license?

They wouldn't know someone was driving your car without a license so it would go up. However, if they have a wreck in your car the insurance company will most likely not cover the accident because the person didn't have a license.

How can I find the car that this license plate number belongs to?

If you would like to find the owner of a car that a license plate belongs to you would need to contact law enforcement. If you could do that for someone then they could do it for you and would you want someone accessing your personal information with just your license plate number? Only law enforcement and the DMV have access to those files.

Does a permitted license holder need insurance?

A permitted license holder still needs a car insurance. The license is just to prove that someone has taken the driving lessons and understands the road rules. Insurance helps to provide some backup when liability comes due to an accident.

When should you get car insurance?

You should get car insurance when you have your drivers license and you are regularly driving a car. With you license it is legal to drive someone else's car on a rare occasion as long as they have insurance, you will be covered. This however cannot be habit, and must not be part of a regular routine (borrowing the car every Thursday) So if you own a car, have your drivers license, or regularly drive someone elses car, you should have insurance or be put as an occasional driver on someone elses car.

Im i covered if someone without insurance crashes my car?

If someone wit no insurance crashes into my car and they have no insurance Your own insurance company would pay to have your vehicle fixed and pay for any physical claims you make. They would then attempt to recover the funds through the person that crashed into you. Keep in mind, insurance companies always look for a way out of paying so in this case, be sure you call the police, document everything and try to have witnesses. That way, they can't say you were party at fault.

If someone hits you and it is their fault will their insurance cover your damage if your license is suspended?

Yes. The fact that your license is suspended is NOT considered a contributing circumstance to an accident.

Can the state take away your license if you hit someone and had no car insurance?

Yes, that is usually the procedure.

Can someone else license and insure a car you own?

YES - registration and insurance are separate from ownership.

What happens if you wreck someones car who has insurance but you have no license and they are not pressing charges?

If they are not pressing charges, then they are giving you permission to drive their vehicle. If you give someone who doesn't have a drivers license permission to drive your vehicle, you are voiding your insurance coverage. The Insurance company will not pay.

How long do you have to get insurance from the day you first get your license?

You don't need to get insurance just because you got your license; it's not directly connected like that. If you have a valid license, and don't own a car, you could drive someone elses car that is insured by them. BUT you do need insurance to register a car and be legal. You would want insurance the day you buy and register a car.

Are you responsible if you lend your car to someone without them being insured to drive it?

Usually if the person is over 18, has a license in good standing, and your insurance policy allows other drivers, you should be okay. Still, since you own the car, you may have some liability if the car crashes.

If you let someone with a suspended license drive your car in Ohio what are the consequences to you?

You could loose your insurance, and future insurance could become very expensive.

How can you find out if someone lost his or her insurance license due to fraud?

I am not sure you can find out the "due to" reason but you can check with your states insurance department and verify that they are licensed.

Can i be the only named driver on a vehicle that belongs to someone who hasn't got a driving license?

Yes. Insurance covers the vehicle and the driver. You do have to be aware of insurable interest. The insurance company may not want to pay you for the damage you did to someone's car because you would gain from the other person's loss. You should really work with an insurance agent because rules are different from company to company.

What do you need to put insurance on someone elses car?

Registration, license plate number and title right?