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If the car has full coverage and someone else is driving the vehicle will the insurance still cover both vehicles?
Wiki User
∙ 8y ago
A good rule of thumb about car insurance is that the insurance follows the car. So, if you own a car, have full coverage, and loan the vehicle to someone, and that person has an accident, your car insurance will step in to cover both your car's damages and any property damage. This might not be true, however, if the other person is a resident relative (ie, lives in your house) and has access to the vehicle all the time. In a case like that, you could have coverage issues because you didn't tell your carrier that someone else was regularly -- or might regularly be -- driving your car. Your rates are based on you as the driver; you don't pay your carrier to cover someone else.
Wiki User
∙ 8y ago
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What insurance covers medical bills in an accident where someone not on the cars insurance was driving and wrecked?
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Can you be on someone's insurance even if they don't co sign?
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What if someone is driving your car and has an accident will your full coverage insurance cover it?
Usually yes. It depends on the brand of insurance though. You should check with your provider to be sure.
What exactly is underinsured motorist car insurance?
Underinsured motorist coverage is a coverage in case you have an accident with someone who doesn't have insurance or enough insurance. For example, if someone hits you and they don't have enough coverage to fix your car, your insurance would help you out.
What happens if you hit someone while driving an uninsured rental car?
If you have an auto insurance policy that covers non-owned vehicles - then your liability and collision coverage would likely extend to your rental car. If you don't have collision coverage - then you will be on the hook to repair the rental car. If you don't have any auto insurance - then you can be sued for a lot of money by both the rental car company and the person you hit.
What should you do if you are refused car insurance?
Just because you are denied insurance coverage with one company doesn't mean you will be again. As an independent insurance agent, I represent over 15 different auto insurance companies and if someone is truthful with me I can place them with the company that has the best coverage and rates for their situation and driving record.
Where can someone find information on Honda insurance?
There are several insurance companies who offer automobile insurance policies for Honda branded vehicles. Automobile insurance companies such as Progressive, Geico, and State Farm offer these policies. Many other insurance companies offer insurance coverage as well.
Why is it important to get an event insurance coverage?
There are many reasons why someone would want to get event insurance coverage. In case someone has an accident or something during an event it is important to be insured.
If you are married with no insurance at current job and plan to remarry someone that has Medicare can you be added to their insurance?
Medicare is based on individual coverage. Unfortunately, you can't be added to someone's Medicare coverage.
What insurance provides medical and property damage coverage if you are in an accident with someone who does not have insurance?
Usually your own insurance.
Do you have to have insurance full coverage if you are not driving a car that you are still paying on?
Yes & No. You still have to have liability coverage, which is the lowest type of car insurance, if you plan on driving another person's vehicle. Because, several years ago, I drove my friend's vehicle and the brakes went out and I rear-ended another vehicle. My friend did not have insurance on his vehicle, so my license was suspended for three months for no insurance. I advised the DMV that the vehicle wasn't mine! But, they told me that it doesn't matter! I should have had liability insurance anyways, if I was planning on driving someone Else's vehicle!
