If the car was totaled in a car accident what do you tell the repo man to stop the calls?
crashed it! get over it.
If you are behind two payments and the repo company calls stating they are taking the car but you can wire the money two days later will they still repossess the car?
If a repossession man is calling you to pick up a car you paid off two days ago and the balance due is 0.0 can they still pick up the vehicle?
No they cannot take your car if it is paid off. No but that doesn't mean they won't try.. When the repo company calls again, invite them to stop by and look at your paperwork. Most repo companies appreciate you showing them when the lender is goofing off with their paperwork. It saves the repo company time in running accts. that SHOULD be closed.
What would you do if you have no car insurance and got into a car accident but havent started paying off that fee and then got into another car accident where the car was totaled and it is your fault?
You should stop driving immediately. It is illegal to drive any vehicle without meeting your state's Financial Responsibilty Requirements. Stop driving! If you still didn't have insurance when you got into your second accident, they'll probably suspend your license and if you're then caught driving they'll throw you in jail. If you can't afford insurance you can't afford to own a car!! Based on your driving record thusfar you need full coverage!!
Well let's look at this from a logical standpoint. Did you cause the accident by running a stop sign or did the other party cause it because they were speeding? If you had not run the stop sign would the accident have happened in the first place? The answer is obvious. You caused the accident by running the stop sign. If you had stopped as you should have, there would never have been an accident…