actually i think whoever they gave the the money to when they died that's who pays for the funeral but if they didnt give the money to any one they pay for it from the insurance
The insurance company.
A funeral insurance is a policy that in the event of your death, the insurance company pays all expenses for your funeral.
the family of the deceased one
In the UK the funeral is normally paid from the deceased's estate or life insurance. If this is not possible then a family member or friend will usually pay but are not obliged to. If they do not the state (local council/authority) pays for a minimal funeral.
the estate of the deceased pays for the funeral. what is left after expences is what is inheireted.
A will makes no difference other than to indicate if the deceased parent left funds either money or life insurance to pay the cost of their funeral. They are still you're parent, so the adult child should pay, that is the moral stance. However, legally, the children do not have the funds to pay for the funeral, then they can ask the government for help. Most governments usually will provide for the cost of a basic funeral for a deceased, if that deceased left no means from their estate to meet their own funeral costs.
The state or local authority.
It is usually the at fault parties insurance that pays. There may also be coverage in the deceased parties insurance.
Term life insurance quotes are estimates of monthly payments for life insurance, which pays for funeral expenses after death.
The estate of the deceased is responsible for paying all the deceased's lawful debts.
The estate pays. If nothing in the estate they do not get paid.
Some life insurance companies will cover funeral expenses, but you need to double-check with your company policy just to make sure. The best way to be sure is to purchase funeral insurance. Additionally, there are some governmental organizations that will assist with burial insurance, including Social Security and the Veteran's Administration. The AARP also has some plans to help cover any funeral expenses.