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Answered 2008-07-07 08:32:54

The claims department will be concerned only with the status of the policy at the moment of the accident. Other than that, it will not come into play. Any delay would be very minor (as long as it takes someone in the coverage dpt to determine that there was coverage on the date of loss). However, if the insurance was lapsed on the day of the accident, this will, of course, cause there to be no coverage for the accident.


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It can up your insurance if you are in the fault. If not it shouldn't cause your insurance to go up.

Yes, the general idea of insurance is that your rates go up when you cause an accident and they are forced to pay out.

Shouldn't do provided other driver is identified.

No..but it will effect your current and future Insurance rates.

it might not affect you current policy but after renewal the points you received in that accident with Hurt you.

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The actual driver. Unfortunately, if the driver is your kid, and you're adding your kid to your insurance policy, it could affect your rates.

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Can a home bankruptcy affect getting my insurance license?

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