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Only if they are a joint title holder of the vehicle.

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โˆ™ 2016-04-13 22:06:56
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Q: If the person you cosigned for refuses to pay on the car loan after a year and a half can the cosigner take over payments and get possession of the car?
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If the primary buyer refuses to make car payments and drops the car off to the cosigner What is the cosigners responsibility?

To make the car payments. Just be glad you have the car too.

What can you do if the cosigner has stopped making payments but refuses to give you the car or turn it in?

You might talk to a lawyer and settle it in small claims court.

Can the lender put a lien on another car if a cosigner refuses to pay another car loan?


What do you do if a cosigner refuses to sign the title over after you have paid off the loan?

Contact a local attorney. Cosigning does not give him any rights to the title, but if he is listed on the title as a CO-OWNER, then who made the payments has no bearing on his right of possession. He has no legal obligation to give up his share in the vehicle unless you have some other document in which he has agreed to relinquish ownership in exchange for something of value.

Is the buyer still responsible for buying a vehicle if the cosigner refuses to sign?

The primary borrower is always responsible for the debt if he or she has signed a valid lending agreement. It would seem logical that if the lender required the primary to have a cosigner and the named person refused to take on that responsibility then the transaction would not occur.

Can a cosigner for bail be held liable for the whole amount if the person does not show for court?

If the principle refuses or is unable to come up with the money, yes, th co-signer will have to make good.

If a vehicle leased to you is being driven by ex-fiance who refuses to make payments can you get it legally repossessed?

IF her name is NOT on the title, you can just go get your car.

What is the purpose of a down payment?

Down payments are meant to protect businesses and companies from people who neglect to complete their payments on large purchases. In the event a person making payments defaults or refuses to pay, the down payment ensures the company has not lost all of the money the item being paid for was worth.

If you co-sign for a loan and you take over the payments can you get the other person on the title taken off?

Since the person you co-signed for has agreed that you take possession of the car, then all you need for them to be removed from the title is to change the way the vehicle is titled. This is done through your Motor Vehicle Administration office. If there are 2 names on the title and you want to make it only one (regardless of which one wants it), both parties must agree and both must sign the new papers at the title office. So if you cosigned on a car loan and you are looking to have the primary person's nam removed from the title because you are now making the payments, you are out of luck if the person refuses. That's the risk you take in cosignin. It is not somethin to be taken lightly as it is often irreversible.

What if your spouse refuses to leave the home you share?

Nothing. If you share the house, you have no authority to kick him or her out. If there is a pending divorce, you can seek to have the court award possession of the house to one of you individually.

Can you evict a co-owner of your house if he filed bankruptcy and refuses to continue payments?

That is a good question, since the co-owner may have become a tenant by discharging the debt. You have to be careful not to violate his Automatic Stay, meaning that you can't badger the person for payments. Direct your question to an attorney.

What can you legally do if you want to refinance your car to have the cosigners name removed but the cosigner refuses to sign the papers?

The co-signor might be doing you a favor and might not be. Just tell the lender what you want to do. IF youur credit is good enough, they will take care of the paperwork.

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