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If the sheriff of your county sent you a notice of garnishment for 10 percent of your pay or about 50 dollars a week and you can't afford it due to other bills can you get the amount dropped?


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2006-10-09 03:58:59
2006-10-09 03:58:59

If you can make arrangements with the original lender, yes but if the garnishment is in place, I would say no. By the time it gets to this point, the lender feels that they have exhausted all other ways to collect the debt. They will not just drop the fact that you owe the money. Now, if you can show proof that the amt stated will hurt your way of living, (there are kids, etc.) but can still pay a certain amount then get on the phone and talk with a office manager/supervisor, someone who has authority to stop that guarnishment but accept a voluntary guarnishment of a lower amount. Good Luck!

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A sheriff is only the server of the court order. For a garnishment of wages to cease a court order is necessary quashing or rescinding the action and/or the garnishment must be completed as stated in the terms of the writ.

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The sheriff is not the person that the debtor needs to contact. The debtor must send their response to the court that issued the garnishment order. In many cases the judge will amend a garnishment amount if the debtor qualifies as "head of household" and can prove the original percentage constitutes a hardship to the family. Bear in mind that under federal law the first $154.50 (based on weekly pay) is exempt from garnishment.

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Garnishment orders apply to wages or in some cases bank accounts. Sheriff's do not garnish wages they just serve the garnishment order. If you are not being paid by an employer there are no wages to be garnished. Disability benefits are exempt from creditor garnishment. They are not exempt from garnishment for tax arrearages or child support.

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If you have a court judgement and the debtor receives a regular wage garnishment is possible. Give the sheriff or local official the information on where the debtor works and they will collect the garnishment and forward it to you.


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