I'm not positive, but I'm pretty sure neither party is liable. Think about it, neither of you had insurance, and neither called the police(coincidence? I think not.) hang it up, it's not gonna happen. No, without an official investigation, there is nobody to determine fault. You may THINK the other person is At Fault, but unless he/she is willing to voluntarily pay for your damages, you're just out of luck.
The Name Of The Movie Is Signs
Socialist
Eisenhower was nicknamed Ike and Montgomery was called Monty. Neither nickname was very original ...
Kristallnacht also called night of broken glass. many Jewish shops were looted. 93 Jews killed that night. many synagogues were burned to the ground. afterwards the Jews were forced to clean up . they were charged for the damages by the Nazis. also they had to give any insurance they collected to the Nazis. this was the writing on the wall for the jews, many began to try to flee the country.
A stalemate, the same term used in Chess when neither player cannot make any more moves.
Not really. There is something called a "binder", where you are covered with a phone call. But if you are in an accident, you really can't buy insurance three hours later and expect them to pay the damages.
It depends on whether the at-fault driver has any resources of value and whether the courts might award to offset the financial damages. If not, it depends on the type of insurance. If you have comprehensive/collision, your damages will be paid up to the point of your deductable. If you don't have comp/collision, but DO have underinsured motorist (or whatever it's called in your part of the country, the insurance will again cover the damages up to the deductable.
the apponent that does have insuranc eshould pay for any damages
It is called "no-fault insurance" and assigns claims in an accident to each insured party's own insurer. Most forms of no-fault restrict the ability of the insured party to sue for additional damages.
Yes, there is a such thing as Accident only Insurance coverage. Accidental only insurance coverage covers any accident that leads to injuries that result to loss of limps, eye sight or life.
A victim is someone that has suffered from an accident. Whether the injuries were serious or minor, the person that did not cause the accident is often entitled to damages and funds for pain and suffering.
Liability insurance for drivers is a requirement in the state of Mississippi. The other party involved in this accident does not have insurance. I do have liability insurance. The accident was not reported although law enforcement was called and an accident report was completed. The other party now wants me to fix her automobile. What are my rights in this situation?
Medics , police, insurance company, family are to be called.
I would say most likely not. For most states and most companies you usually have 30 days from date of accident to file the claim. However, you COULD file a claim and say it happened yesterday, but that's called insurance fraud.
Just file a claim with the other parties insurance company. You called the police and got an accident report, right?
Generally, if you were in CA and I am assuming you are not talking about a fender bender or minor accident, you would lose your license and be required to make a filing to reinstate your license. In order to maintain your license you may be required to file what is called an SR-1P or an SR-22 which is simply proof you have insurance in place. If your insurance expires or you let it lapse, the insurance company will notify DMV and your license will be suspended again. Now you said the car you hit has insurance. This could mean they (the insurance company) will probably attempt to go after you to recover damages they had to pay on your behalf. You are still responsible!
No, Medicare is not accident insurance. However if you are a qualified medicare recipient then it will cover the cost of health care in treating those injuries that resulted from an accident. It will not pay though for financial loss or liability damages resulting from an accident.