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I'm not positive, but I'm pretty sure neither party is liable. Think about it, neither of you had insurance, and neither called the police(coincidence? I think not.) hang it up, it's not gonna happen. No, without an official investigation, there is nobody to determine fault. You may THINK the other person is At Fault, but unless he/she is willing to voluntarily pay for your damages, you're just out of luck.

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Q: If there is an accident and neither party has insurance and the police weren't called is one party liable for damages?
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Related questions

If you were in an accident at eight and bought insurance at eleven are you still covered?

Not really. There is something called a "binder", where you are covered with a phone call. But if you are in an accident, you really can't buy insurance three hours later and expect them to pay the damages.


If you were in an accident and the other driver received a ticket for expired insurance what will your insurance company do?

It depends on whether the at-fault driver has any resources of value and whether the courts might award to offset the financial damages. If not, it depends on the type of insurance. If you have comprehensive/collision, your damages will be paid up to the point of your deductable. If you don't have comp/collision, but DO have underinsured motorist (or whatever it's called in your part of the country, the insurance will again cover the damages up to the deductable.


If in an at fault accident and you have no insurance and there is no damage to either party and the police was called to make a report what should the uninsured driver expect in California?

the apponent that does have insuranc eshould pay for any damages


What type of insurance was developed to reduce the time and cost of settling automobile injury cases?

It is called "no-fault insurance" and assigns claims in an accident to each insured party's own insurer. Most forms of no-fault restrict the ability of the insured party to sue for additional damages.


Is there something called Accident Only Insurance?

Yes, there is a such thing as Accident only Insurance coverage. Accidental only insurance coverage covers any accident that leads to injuries that result to loss of limps, eye sight or life.


What are those sufffering an accident called?

A victim is someone that has suffered from an accident. Whether the injuries were serious or minor, the person that did not cause the accident is often entitled to damages and funds for pain and suffering.


If you are involved in an accident and have auto liability insurance and the other driver does not what are your rights?

Liability insurance for drivers is a requirement in the state of Mississippi. The other party involved in this accident does not have insurance. I do have liability insurance. The accident was not reported although law enforcement was called and an accident report was completed. The other party now wants me to fix her automobile. What are my rights in this situation?


Who do you notify when involved in an accident?

Medics , police, insurance company, family are to be called.


Can you file a claim for damages to your vehicle if the accident happened more than 6 months ago?

I would say most likely not. For most states and most companies you usually have 30 days from date of accident to file the claim. However, you COULD file a claim and say it happened yesterday, but that's called insurance fraud.


How do you file a insurance claim against the party that was at fault in an accident that occurred in a parking lot Without involving my insurance company.?

Just file a claim with the other parties insurance company. You called the police and got an accident report, right?


What if You are in a car accident and have no insurance and you hit a car that had full coverage and gap insurance what will happen?

Generally, if you were in CA and I am assuming you are not talking about a fender bender or minor accident, you would lose your license and be required to make a filing to reinstate your license. In order to maintain your license you may be required to file what is called an SR-1P or an SR-22 which is simply proof you have insurance in place. If your insurance expires or you let it lapse, the insurance company will notify DMV and your license will be suspended again. Now you said the car you hit has insurance. This could mean they (the insurance company) will probably attempt to go after you to recover damages they had to pay on your behalf. You are still responsible!


Does Medicare cover auto accidents?

No, Medicare is not accident insurance. However if you are a qualified medicare recipient then it will cover the cost of health care in treating those injuries that resulted from an accident. It will not pay though for financial loss or liability damages resulting from an accident.