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You don't legally have to, but too many times parties exchange information, agree to handle things privately and then end up in court. What seems like minor damage susually costs much more than you'd think to repair. Often once the other party sees an estimate, they start balking and refuse to pay. At that point, the only way to recover damages is to sue them. It's a misconception that any accident will raise your insurance. Vehicle accidents should always be reported.

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โˆ™ 2006-09-13 12:09:40
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Q: If there is only slight damage in an auto accident should you report it or not?
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How long after a minor auto accident do you have to file a auto accident report with the police when they did not come when we called at the time of the incident in Ohio?

It depends on what you define as "minor." I believe every state has a MINIMUM damage amount beyond which you MUST report the collision. Of course, if the accident resulted in personal injury NO MATTER HOW SLIGHT, it MUST be reported regardless of the damage amount. Some states have very low dollar threshhold set, so be certain to check your state's laws on this matter.


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