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Answered 2015-07-16 18:17:24

beg your family, friends, and neighbors.

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What is covered by structural homeowners insurance?

A lot. Are you asking what parts of the building are protected? Or are you asking what types of damage are covered? We can't help without a more specific question.


Does homeowners cover removal of honeybees?

No. Damage from insects would not be covered on a homeowners policy.


Does homeowners insurance cover plumbing repair to a sewer?

Damage must be due to a covered cause for the damage to be claimed on your homeowners insurance. I cannot think of any way damage to a sewer could be from a covered cause.


Does homeowners insurance cover galvanized pipe?

Sure, as long as the damage was from a covered cause. The key to homeowners insurance is that the damage is due to a covered cause. If you a re searching to see if your insurance will pay for replacing the pipe because of lack of maintenance, no it will not. Maintenance is not covered on a homeowners policy.


Can you claim carpet damage on your homeowners insurance?

Carpet DamageYes, if it was damaged due to a covered peril under your policy it will be covered.


Will homeowners insurance cover structural damage caused from leaking plumbing?

Always check your policy. Insurance companies are in the business of making money. You would assume that this damage is covered but it depends on the policy. Most companies in Texas do, but it is not a given. Always call your insurance company and ask if damage is covered. Repairs are almost never covered anymore.


Will your pool be covered under homeowners if it was done by wind damage?

Yes. As long as the damage was done by a "covered cause" coverage will be afforded and the damage will be fixed. Windstorm is a basic covered cause.


Is the furnace covered by homeowners insurance?

Yes a furnace is covered property under a homeowners insurance policy. However, the key to whether the policy will pay for damage is the cause of the damage. This is always the key to coverage.


How do you get homeowners insurance to pay for in ground pool structural repair?

They would pay for it only if it has been added to the policy (or if it was part of the home when insured) AND only if the damage was caused by some unforseen circumstance. IT probably would not be covered for a structural failure, an earthquake, etc. But if a bulldozer fell into it , that may be covered.


Will insurance cover an Air condition damage?

It depends on the cause of the damage. It has to be due to a covered cause on your homeowners policy. If it is due to maintenance then it is not covered.


Is bat damage covered under homeowners insurance?

damage by birds, animals, vermin, insects are generally not covered but check with your agent or insurer to be sure


Does homeowners insurance cover damage done by foundation failure?

No, but if the failure causes a fire or water damage, then the water and fire damage will be covered.


Is wood and roof damage caused by a squirrel in the attic covered by homeowners?

Probably not. Most policies exclude damage by rodents.


Does homeowners insurance cover damage to borrowed tools and yard equipment?

No, this would no be covered. The cause of the damage must be a covered cause such as fire, windstorm, theft, etc.


Does homeowners insurance cover sprinkler system?

Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.


Does homeowners insurance cover a vehicle if it got hailed on while on the property?

No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.


Does homeowners insurance cover water damage from a cracked chimney?

yes resulting water damage is covered - depending on cause of crack to chimney that aspect may or may not be covered


If you have a classic car that is not covered and it cause a fire and burns your home Will it be covered by the homeowners policy?

Yes, Your homeowners Insurance Policy will cover fire damage to your home.AnswerYou better contact your insurance agent on that one.


Is water damage from cesspool covered under homeowners insuarnce?

Water damage caused by some force other than from the homeowner's failure to perform preventative maintenace, should be covered.


Does homeowners insurance cover damage from africanized bees?

No. Insects are not a covered cause under any homeowners policy. Africanized honey bees should not really cause damage to your home unless you caused damage while trying to get rid of them.


Will your homeowners insurance cover a new front door?

If the damage to your front door was the result of a covered peril then yes, it would be covered under your homeowners insurance policy. If the door is just worn out then it is a maintenance issue.


Will homeowners insurance pay for damage to an above ground swimming pool?

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Does homeowners insurance cover air conditioners?

Absolutely. A central air unit is considered and covered as part of the house while a window unit is considered personal property. As long as damage happened due to a covered cause then the homeowners policy will cover damage to the ac unit.


Does homeowners insurance cover french drains?

Whether or not an incident is covered under a homeowners policy is mostly dependent on the cause of the loss. I cannot think of any cause of loss that would be covered for damage to French drains. The only damage I can consider for French drains would be due to maintenance and maintenance is not covered on insurance.


Does homeowners insurance cover hail damage to your car in the driveway?

No, Homeowners Insurance covers houses.Auto insurance covers cars.Answerno, autos are not covered under the homeowners - contact auto comprehensive insurer


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