If they send you the bill for the remaining balance after your car is repossessed do they expect you to pay the bill all at once and if you sell it for less than you owe how do you pay for the balance or sell it without a title?

Yes. Once you have forfeited on the contract, it is void. The lender at that point can legally expect payment in full. Toward that end, they may take the vehicle and sell it to pay a portion of the balance.

You really don't. Bt you can make an estimate. Take the amount owed on your loan at the time of repossession. Once the car is sold, the lien holder will contact you. See, they're not likely to get the full amount owed by you at the auction, so there'll be a remaining balance. They're going to expect you to pay that back still. They'll tell you what that amount is. So you subtract that amount + repossession and storage fees from the balance you had prior to the repossession, and you'll get a rough idea of what it was sold for at auction.

I expect the opposite of talking is 'not talking' or possibly being or remaining silent!

Balance and muscle coordination.

it depends on what state you are in , some states require banks to send you a right to cure via certified mail demanding you pay the past due balance or the vehicle will be repossessed, as far as the middle of the night, well when would you expect the repoman to come. your personal property that's in the car should be turned back over to you but sometimes they will charge you to return it. there is a website that covers personal property return, right and wrongs comitted by the repoman, and the fee's you would expect to pay. CHECK OUT www.stoptheREPOman.com they should have alot of the answers you are searching for.