You cannot "sell" a car without the title because the title is proof of ownership. Without the title the buyer can't register and insure the car.
If they send you the bill for the remaining balance after your car is repo'd do they expect you to pay the bill all at once, **YES**if you sell it for less than you owe, **YOU must come up with the difference between what you sell it for and whats owed to get the TITLE B4 the sale is complete**how do you pay for the balance lump sum, payments, garnishment of your wages, lien on other propertyor sell it without a title?**YOU DONT**this answer may be too long for this board so email me and Ill do a better job. It is NOT easy but VERY rewarding.
You really don't. Bt you can make an estimate. Take the amount owed on your loan at the time of repossession. Once the car is sold, the lien holder will contact you. See, they're not likely to get the full amount owed by you at the auction, so there'll be a remaining balance. They're going to expect you to pay that back still. They'll tell you what that amount is. So you subtract that amount + repossession and storage fees from the balance you had prior to the repossession, and you'll get a rough idea of what it was sold for at auction.
it depends on what state you are in , some states require banks to send you a right to cure via certified mail demanding you pay the past due balance or the vehicle will be repossessed, as far as the middle of the night, well when would you expect the repoman to come. your personal property that's in the car should be turned back over to you but sometimes they will charge you to return it. there is a website that covers personal property return, right and wrongs comitted by the repoman, and the fee's you would expect to pay. CHECK OUT www.stoptheREPOman.com they should have alot of the answers you are searching for.
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