It depends on how the Summary Plan Descriptions (SPDs) of the insurance plans are worded. Although there are several methods, in most cases, it depends on the birthdate (excluding the year) of the parents. The parent whose birthdate falls earlier in the year would be primary.
However, be sure to read both SPDs to verify that this is the method that both insurance companies are using.
There are quite a few coordination methods. The most common is the Birthday rule, whomever has the earlier birthdate (not necessarily the older parent) is prime. The sex rule always has the man as the prime. Court orders and divorce decrees will supersede this.
As long as the husband enrolls the wife and vice versa you will have what is called secondary coverage. Now the husband will be his own primary and the wife will be secondary and the wife's plan will be her primary and the husband her secondary. In the case where there are any dependant children that are enrolled in both plans the older of the two parents will carry primary and the younger parent will be secondary.
You should both be insured. If you each carry insurance on the other (say at work), then you will be paying the premiums of course, but one will always be primary.
Your Home will be considered Un-Insured
No. Emancipated children have no legal ties to their parents.
Your job insurance is the primary. Usually medicare/disability comes first then others supplement.
The obvious answer would be NO, why would you have to carry insurance on a child that is now considered an adult.
It depends on the insurance company, but I personally have never known of a company that would allow a parent to continue to carry insurance on a child after that child married, because at that point, you are no longer a 'dependant' of your parents.
You have to have a vehicle to carry auto insurance.
i think yes. actually not i think i am positive . yes u an
When do you have to carry workman's comp insurance?
If you have both medical insurance and auto insurance, the primary company billed will depend on the situation. If your injuries and medical costs were caused by an auto accident and you carry Medical Payments coverage, you will bill your auto insurance provider. If you do not carry Med Pay insurance coverage, as it is optional in the state of California, the circumstances will depend on who is deemed at fault for the accident. If the other party is at fault, you will bill their insurance company and will advise your claims adjuster as well. If you are deemed at fault and do not carry Med Pay, the only insurance you can bill is your medical insurance provider. Be sure your medical insurance provider does not exclude injuries caused in an automobile accident before approving chiropractic care.
It is not necessary for a business to carry business insurance.