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YOU CAN HAVE YOUR OWN NO MATTER WHERE YOU LIVE. IT JUST COST MORE IF YOUR NOT A RIDER ON YOUR PARENTS, MY SON IS 17 JUST GOT INSURANCE FOR HIS TRUCK, $850 FOR 6 MOUNTHS (ON HIS OWN)

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โˆ™ 2015-07-15 19:50:13
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Q: If you are 17 and live with a friend can you be under your own insurance policy instead of your parents?
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Related Questions

Can an 18 yr old child on their parents auto insurance policy give permission to a friend to drive their parents vehicle?

noway.


How can a person be a beneficiary of a life insurance policy if the spouse of the deceased is still alive?

In rare cases, a person will make a close friend or relative the beneficiary of their life insurance policy instead of their spouse.


Can you take out insurance on parents?

You may take out an insurance policy on your parents if you have power of attorney over them.


Is it possible to have your name on your parents insurance policy if the car loan and the registration are in your name?

This is not a good idea. You need your own insurance policy. There are coverages you do not have by being on your parents policy. You want to be a "named insured". This means that you control the policy and not your parents. If you want to loan your car to anyone you can, if you are on your parents policy you cannot do this. Also if you need to rent a car, you are not covered under your parents policy to do this. You would be under your own policy. Contact your insurance agent for a better explanation.


Do you have to be added to your parents insurance policy if you are primary driver of one of their vehicles and you have insurance policy of your own?

yes, simple as that.


In an accident who is liable the 18 yr old driver or the parents who own the car and insurance policy?

parents if the insurance is under their names


Who is the person who owns an insurance policy?

The insured or the insured's legal guardians (such as parents) is the policy "owner".


Can you use your parents' insurance policy to cover a car that's in your name?

Insurance Coverage on a Parents policy? Yes, So long as you are also listed by name as a covered driver on your parents Policy and your parents have an insurable interest in your vehicle. If you are a minor or a dependent still living at home then you might be able to get insurance cheaper through your parents than you could seperately. You "by name" would need to be added along with your vehicle to your parents policy to be an insured driver.


If you have a permit do all insurance companies require you to be added to your parents policy?

NO!


If a 17-year-old has his own insurance in North Carolina will his parents' insurance premiums go up?

That depends on weather or not your 17 year old has their insurance on the parents policy. It will go up if the child is on the parents policy, but if the child has their own policy, it won't. But it will be cheaper if the child is added on to the parents policy. My husband is a North Carolina State Trooper so I know alot about insurance. Also, call around and go online for the cheapest rates.


Does homeowners insurance cover losses a friend incurred from being robbed inside the home?

No. Your friend is most likely not a named insured on your homeowners insurance policy. Your homeowners insurance policy is specific to you and your property. It would also not cover the losses of a tenant.


Can you have your own auto insurance policy if you live at home with your parents?

Yes, you can have your own auto insurance policy. If you are a minor though, you will need your legal gaurdian to countersign your application for insurance coverage.


What rights do you have over a life insurance policy taken out by your parents while you were an adult?

If your parents took out a life insurance policy and paid for it, the policy belongs to them and even if you are the person whose life is insured, that does not give you rights over that policy. I am not entirely sure why your parents would feel the need to have life insurance for their adult progeny, but possibly they are concerned that if you were to suffer a tragic premature death, they would be stuck with funeral expenses that they could not afford to pay unless they had an insurance policy to help them.


If you are driving with only a permit and a licensed driver is in the car next to you but the car is under your parent's insurance policy will an accident be covered by your parents insurance policy?

Yes, unless you are listed as an excluded driver. To be sure in the future have your parents add you to their policy. Provided you are 18 or younger, most companies will not charge you to be on your parents policy with just a permit.


If you are taken off your parents insurance policy along with your car does that drop all the points on the insurance that you've accrued on that policy in New Jersey?

No, your points are not affected by the company, but by your driving record alone. The claims history of that policy will remain. But the parents policy premium will decrease significantly if the risk is no longer covered on their policy.


Does Illinois have car insurance for teen drivers?

In answer to your question, teen drivers can get insurance in Illinois. However, they must be covered under their parents' auto insurance policy. The cost will be higher for the parents.


What are the benefits of Fleet car insurance?

The benefits of Fleet car insurance is that you can have four or more vehicles under a single insurance policy. It allows you to manage one policy for all vehicles instead of having a separate policy for each vehicle.


Is it possible to have someone other than your parents hold the insurance policy for you until you are old enough to get your own insurance?

No


Do you have to be listed on your parents insurance coverage to be coverd by there insurance?

You have to be either named or you have to fit the definition of a named insured on the policy.


Are newly licensed drivers covered by parents commercial insurance policy?

yea


Do you have a insurance policy with met life?

my parents had an insurance for me when i was a child. how do i find out if their is a policy out there . i don't want to contact Met life, i want to see if i could find out on-line


Can a 16 year old driver get his own auto insurance policy or must he be on his parents policy if he lives in the home with them?

A 16-year-old is not legally able to contract with the insurance company unless he has been emancipated. Which leaves him to work with his parents or another adult to acquire the insurance.


Can a minor in the state of Florida have their own auto insurance policies or do they have to be placed on their parents' insurance?

In the state of Florida a minor cannot have an auto insurance policy unless a parent signs for it. Usually if said minor lives with their parents they are usually just put on their parent's policy


Where can one find student insurance?

If a student is on their parents insurance they should stay on it as long as possible. However, the student's parents should check with their policy as to what benefits are available if the student does not stay in the local area. When a parent's insurance policy is not an option one can check with the school they plan to attend. Most schools offer student insurance. Another option would be for the student to purchase their own health insurance policy.


Can a 18 year old get cheap car insurance if her parents do not drive?

The answer: No. Insurance is not cheap to any young driver. Not being on a parents policy can be more expensive as well.