As long as their agent approves you, and receives the difference in cost for the premium yes of course that happens quite often.
Yes, but you will be driving illegally. Regarding insurance on written on a personal auto policy, if an insured driver gives you permission to drive their insured vehicle, their insurance covers your liability in an accident. The coverage extends to anyone, whether they are a legal driver, 4 years old, don't have a license, or are blind. However, you need a license to drive in order to be legal.Added: What the question is missing is a statement that you ALREADY HAVE a drivers license or learners permit. If you do NOT have one, you cannot drive under ANY circumstances. As for insurance - it is not the licensed driver that requires insurance, it is the VEHICLE which must be insured.
okay well not sure what will happen for sure but my gf was driving my car and it was not insured and i lost my license and restication for 3 months and had to pay a fine and so did my gf and she got points on her license the other car she rear ended didnt have any damage done to it...so therefore you will probably not get ur license for sometime and the rest would probaby depend on what kind of insurance your parents have..they may have to pay out of there pockets for the accident
If your 19 year old son gets into an accident but is not insured, typically he is the one responsible for the accident, as he is considered an adult. Depending on the circumstances, the owner of the car may also be considered liable for any costs resulting from the accident. The details of the law varies from place to place.
Everyone in your household must be listed on your insurance policy if they have a license. For example, if you live with your parents, you may not be covered if you are not listed on their insurance policy. On the other hand, if you live separately you could use their car with their permission and be covered.
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