Certainly there are but your present condition would be exluded.
You can still apply even if you are already pregnant. Your pregnancy and maternity leave will not be covered, but you will have income replacement in case of accidents and illnesses. Keep the policy, and future pregnancies and maternity leaves will be covered.
Are you currently disabled? If so, check with your employer and / or state's social security disability benefits. If not currently disabled, you can get individual long-term disability protection from a handful of disability insurance companies, or through your employer.
Texas does not have a state mandated disability program. You can get coverage through your employer if they offer a voluntary option. You would need to begin coverage before getting pregnant.
In many cases an employer does not have to hold a position for an employee on temporary disability. In some cases companies companies are exempt from the Family Medical Leave Act. Employees must also meet certain certain requirements.
Massachusetts does not have state mandated short term disability. You can get coverage through your employer. Just ask them to make a voluntary short term disability policy available to you via payroll deduction. You pay for the policy.
CAVDI stands for California Voluntary Disability Insurance. The voluntary choice states that the employer can pay 100% of it up to the maximum SDI limit.
Short term disability insurance is often marketed as a voluntary employee benefit. You pay the premium via payroll deduction, so there is no direct cost to your employer, and no reasonable objection to providing you this option.
Legally, no, an employer should not lay off anyone after disability. However, it does happen. It particularly happens if the employee can no longer do his or her job correctly because of his or her disability.
Title VII allows an employer to develop a voluntary affirmative action program
There are five states with mandated temporary disability benefits: HI, CA, NJ, NY, and RI. The other 45 states also have temporary disability available to workers, but participation is voluntary - as long as the employer agrees to allow the employees to pay for the policies through payroll deduction.
You have to check into Social Security disability, if you don't have your own disability insurance (individual policy, or through your employer); It is recommended that you get your own Disability Insurance policy if your employer does not offer such benefits. Yes, there are disability insurance policies available in Virginia.
An employer can discontinue employment for multiple reasons, including your inability to work. If your short-term disability was through your employer, and you didn't have a long-term disability insurance policy, your employer is not obligated to continue paying your salary or sick-pay benefits beyond your short-term disability policy.
Short term disability is a great way to create maternity leave pay for yourself, while also protecting your family in case of pregnancy complications, delivery complications, premature birth, accidents and illnesses. Short term disability is available in Colorado as a voluntary employee benefit. There is no direct cost to your employer, as you pay the premium via payroll deduction.