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If you are at fault for an accident does your insurance company get billed for the damages of the other person in the accident?
Yes,, That's what it's for. It pays for damages you caused to another.
What is the payment of damages by the insurance company directly to the insured?
Payment of damages by the insurance company against your Householders' policy is paid directly to your account through NEFT,instead of cheque as was customary earlier.
Can an insurance company refuse to pay for damages caused by their client if the accident was ruled his fault by the police?
They can, but you can sue the other driver for damages.
Will the insurance company pay for damages or injury claims if the policy was canceled days after you got in an accident?
As long as the policy was in effect at the time the accident occurred then coverage will be afforded and damages will be paid.
What happens if an accident is your fault and you have have insurance?
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
Who is responsible for damages during towing?
Damages that happen as a result from pulling you car from a ditch or from an accident are not the "fault" of the towing company, after the car is loaded any damages are the "fault" of the towing company so it depends on when the damage occured.
Had an accident just got into another one Does the insurance company calculate the damages from the first accident plus the damages on this second accident to figure if that car is Totaled?
No. A "totalled" car is one whose value is less than the total cost of the repair.
Can you still collect on your own insurance without paying the deductible after an accident.?
If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.
If your car is hit and you have no insurance is the other person liable for damages?
If someone causes damages to your property, they are liable. This means, however that you have to deal with their insurance company directly, rather then your insurance company doing it for you.
Your son who has a car and his own car insurance used your car for the weekend he was in a accident the fault so far lies with the other driver whose insurance is responsible for the damages to your c?
The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.
If a 14-year-old steals his dad's company car from home and causes an accident who pays for damages?
AnswerThe insurance company can certainly be required to pay for the damages. The problem is, the dad's company might not be real happy about having to pay out for something like that and the dad's company may tell dad that if he wants to keep his job he will pay for the damages.
Who pays for damage of car if unlicensed minor is in an accident?
The owner of the car and their insurance company are responsible for paying for the damages as a result of the accident. To avoid this problem, you can start hiding your keys.
