Yes, if you reside in a community property state. No, if you reside in a state that is not CP. This does not mean a creditor will not attempt to collect from the non account holding spouse, but he or she are not legally obligated to repay the debt. One other rare exception is if the couple resided in a state which has a necessities law petaining to creditor accounts. Although these laws are valid in the states in which they exist, a creditor seldom uses them to collect debts owed as they are somewhat difficult to prove to the satisfaction of the court.
No. As an authorized user, you are not legally responsible for his debt. Now, credit score wise, even though you did not create the soon to be bad debt, it still shows up on your credit report.
Are spouses responsible for a deceased husbands commercial bank loan with several co-signers?
Yes, they are going to be responsible. They are considered a beneficiary of the goods purchased.
= Is my spouse responsible for my debt? = By Eugene S. Melchionne, Connecticut Bankruptcy Attorney on Mar 29, 2007 in Debt Collector Abuses, Connecticut, Marriage and Debt, General Bankruptcy Information For along time in the United States we have recognized that husbands and wives are separate legal entities. We may take for granted that women can own property in their own name or that a husband does not 'own' his wife. But we do accept that generally speaking, spouses are not responsible for each other's debts. They can file for bankruptcy alone. But is this entirely true? For the most part, yes. However, many states also have spousal support statutes which mean that a spouse is responsible for the other's health and welfare, meaning food, shelter, and medical care. The interpretation varies from state to state. Look for this to be the latest scam of debt collectors in trying to collect a debt. The debt collector will tell you that the credit card was used to buy clothing or purchases at the local drug store or something used for the house and therefore, you are responsible for that spousal support debt. Check out this article at the Association of Credit and Collection Professionals. Bankruptcy Basics: What Is An Adversary Proceeding? by Karen Oakes, Southern Oregon Bankruptcy Attorney Can They Still Take My Furniture, Jewelry, and Electronics after Bankruptcy? by Michael Doan What Is Zombie Debt and Why Is It a Problem? by Kent Anderson, Oregon Bankruptcy Attorney The Collection Agency Says They're Going To Garnish My Wages, Take My Car And Force Me To Sell My House To Pay My Debts: Can They Do That? by Douglas Jacobs, California Bankruptcy Attorney Violation of the Bankruptcy Discharge Injunction may have you seeing Green! by Carmen Dellutri, Attorney at Law
No. The husband of the family is responsible for everything that happens to or by the family members.
In most cases, yes, they will be responsible. They are considered to have benefited from the goods and services.
The estate will normally be responsible. The spouse will indirectly pay, as they cannot inherit until they are resolved.
The estate will be responsible. The husband indirectly will pay, as they cannot inherit until they are resolved.
No, only the biological parents are.
This depends on how the house is titled and who is responsible for the mortgage payment. It can be foreclosed on if payments are defaulted the lender does not choose to reaffirm the loan. Or if the exemption does not protect the property, the Trustee can petition for a forced sale.
Yes, if your husband has a bankruptcy before he got married it will still effect his credit.
In Virginia the estate will be responsible. The spouse indirectly will pay, as they cannot inherit until they are resolved.
The wife is responsible as she was the one who signed the credit contract.
In Florida the estate will be responsible. The spouse indirectly will pay, as they cannot inherit until they are resolved.
The estate of the husband would be responsible for paying the fines. The wife's inheritance will be less because of this.
You can file bankruptcy individually instead of jointly but if your husbands name is on some of the accounts it may effect him. You would need to speak to an attorney and explain your situation in detail to get the right answer.
She is not directly responsible. The estate is going to be responsible. And since she will likely be getting the bulk of the estate, paying off the debt will reduce her amount.
Technically the estate is responsible for all the debts of the deceased. The spouse, through the estate, has to pay off the debts.
Unfortunatly I believe so, that is what life insurance is for.
im sure this is a no the person responcible should be the insurance company