If you are convicted of DUI DWAI or DWI are you still completely covered by your policy if you have full coverage?

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The majority of companies will cancel the policy. If by chance they decide not to, be prepared to pay a very, very high premium.
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If the car has full coverage and someone else is driving the vehicle will the insurance still cover both vehicles?

A good rule of thumb about car insurance is that the insurance follows the car. So, if you own a car, have full coverage, and loan the vehicle to someone, and that person has an accident, your car insurance will step in to cover both your car's damages and any property damage. This might not be true ( Full Answer )

Can you get a full coverage insurance policy on a car that you do not own?

Insurance for a Car you do not own Yes, You can Insure the property of another Person. So Long as you do so properly and have authorization to do so and the owner is benefited, or an other insurable interest in that property exists. An example is a case where dad says " OK, you can use my spare ( Full Answer )

Will insurance cover a total loss to a full coverage auto when the car is covered by a personal policy yet the car is titled to the owner's company?

Not sure I totally understand your question. Are you both the owner of the company (and the car), the car is titled to the company, but have the car insured as a private/non-business auto? What were the questions on the application? They ask about business use, if those weren't answered honestly the ( Full Answer )

If your spouse was not listed on your policy and had an accident in your vehicle that has full coverage does your policy cover repairs on it?

Your auto insurance automatically covers all family members that live in the household. However, by not listing your spouse as a driver you have not disclosed all the licensed drivers in the household, which is one of the questions on the application. Since the premiums you have paid did not reflect ( Full Answer )

What does full coverage insurance cover?

most people refer to full coverage as having the state required liability coverages as well as coverage on your vehicle, collision' and comprehensive coverages''.......there are many many coverages that you can elect to purchase, (ie accidental death, umpd,medpay, rental, tow, and etc)

What is covered under most full coverage car insurance policies?

Answer . \nThe term "Full Coverage" can mean many different things to different people. Typically though it means that you have Liability Bodily Injury, Uninsured Motorist Bodily Injury, Collision, and Other Than Collision coverage. In states where Personal Injury Protection is mandatory then y ( Full Answer )

What is covered as full coverage?

Answer . Full coverage would be Bodily injury/Property damage/ Uninsured motorist/ Comp/and Collison, plus I would add Underinsured motorist. Liabilty is for bodily injury and property damage.

In a Full Coverage Vehicle insurance policy what is the collision coverage?

Answer . The collision coverage specifically covers the repairs to your vehicle, regardless of fault.. If you are at fault for instance, your car would be repaired, but you would be responsible for the deductible cost.. If you were NOT at fault, your repairs would be covered fully, and at no ad ( Full Answer )

If you hire a driver with a four year old DWI on his record will your full coverage insurance cover him?

Answer . You'll need to inform your insurance agent of any employees who drive your vehicles. If they feel that it's been long enough they may not be uncomfortable with the risk. On the other hand, many insurance companies consider drunk drivers to be in a high risk category and will considerabl ( Full Answer )

When a dealership requires you to have full coverage insurance what are they looking for in your policy?

Answer . Liability and comprehensive and Collision, this secures them usually in the loan if you have an accident\nThese coverages are also listed as:\nBodily Injury, Property Damage, (depending on the state you may have to have medical payments and uninsured motorist coverages)\nAlso purchase R ( Full Answer )

What is the bail for DWI DUI?

Answer . Depends upon whether this was a first offense or not. 1st offense usually carries a bond of $200 to $1000 while multiple offenders would receive a higher amount.. "The bail in these kinds of arrests is just similar to the other criminal cases. Depending on the nature of offense, some co ( Full Answer )

What does Full Coverage cover?

Answer . Full Coverage covers usually refers to having maximum liability, comprehensive and collision coverage on your policy.. Maximum liability coverage covers third party injuries and damages when you are found at fault for an accident.. It also gives you comprehensive and collision coverag ( Full Answer )

Does full coverage cover auto theft?

Answer . there really is no such thing as 'full coverage', i know many people have heard and said this, if you have 'comprehensive' coverage on your vehicle that is the coverage that applies to this type of loss........

Does full coverage cover vandalism?

Full coverage will cover acts of nature and vandalism and theft.Full coverage completely insures the car against all acts committedby others or from accidents.

What is the difference between DUI and dwi?

a DUI is when you are under the influence of alcohol or any other drugs and it stands for D riving U nder the I nfluence; a DWI is when you are drunk while driving and it stands for D riving W hile I ntoxicated. Both will end in highly priced fines and arrests. its best to be safe then sor ( Full Answer )

Does full coverage insurance cover theft?

if your full coverage includes comprehensive coverage then yes,Auto theft is covered under the comprehensive portion of your autoinsurance policy.

Can you still get a cdl license after a DUI conviction in the state of Ohio?

When you get a DUI, DWI, or open container, there's typically a license suspension period which follows afterwards. Once this suspension period is over, and you've met all the conditions for reinstatement of your license (including payment of reinstatement fees), you can get a CDL 30 days later (you ( Full Answer )

You have gap insurance and full coverage insurance but your boyfriend totaled your car and he is not on your insurance will your insuances still cover your car?

You'll have to seek out the fine print in your gap policy for details on that. In regards to your auto policy, full coverage does not have anything to do with who is covered, but everthing to do with what is covered. Generally speaking damage to your car will be covered, minus your deductible, unles ( Full Answer )

Does full coverage insurance cover transmission?

Unless you have specialized insurance, it will not cover mechanical breakdown. If your transmission is damaged due to a collision, it is possible that it would be covered. If it simply failed you are probably not covered.

The difference between DUI and DWI?

DUI is Driving Under the Influence and DWI is Driving While Intoxicated. There is really no difference between the two. Some states like Texas use DWI while other use DUI. However, some use both, The DUI refers to drugs and the DWI refers to alcohol.

What are your rights as a civilian or dependent stationed overseas when charged with a DUI or DWI and what evidence is required to charge or convict for DUI or DWI?

Depends on where you get your DUI. As a Civilian, whether Civil Servant or Military Spouse, if you are not on base and get a DUI/DWI in the host country, you are subject to their laws, period. They may choose to hand you over to the Base Commander, at which point (as a spouse) the evidence must be t ( Full Answer )

What if you already have a DUI and got a dwi?

Most states use DUI or dwi to mean the same thing-the state decides which acronym. But some states do differential the two for dwi as involving a minor and a DUI involving someone over the legal drinking age. So, depending on your state, it could just mean that you are facing a second offense DUI or ( Full Answer )

Which is worse DWI or DUI?

It depends on the state you are in. States often use the terms interchangeably but the charges can come with different penalties for driving while drunk. There are a few states in which charges of DWI and DUI are used to describe two separate laws. One for adults charged with intoxicated driving, wh ( Full Answer )

What is difference in DUI and dwi?

Driving Under Intoxication and Driving While Intoxicated . Idk what's the legal difference but that's the difference between the two acronyms .

Can i get a cdl back in ny after a DUI and a dwai?

Not as long as the resulting suspension period from your DUI conviction is in effect. If it has passed, and you've reinstated your licence, you can upgrade it to a CDL. If your DUI occurred within the past 10 years, your prospects of finding employment as a CDL driver are slim. If it's been within t ( Full Answer )

If you still owe money on your car and the warranty just expired on it but you do have full-coverage insurance and then the car has a huge mechanical break down how do you get it covered?

Sorry. Insurance covers accidental damage from accidents. It doesn't cover mechanical breakdown. Hopefully you can get the car repaired and not find yourself paying on a "dead horse" but sometimes that is what happens. You need to protect your credit rating because someday you are going to want to ( Full Answer )

Does full coverage cover medical bills of injured?

the term "Full Coverage" is a layman's term. You will not find this language in your policy. In order to determine if you have Medical Coverage you just need to look at your policy and see if you have Medical or Personal Injury protection. Your policy will indicate such and the limits of coverage ( Full Answer )

What exactly does a DUI dwi lawyer do?

A dui/dwi can represent you when you go to court. They understand the drunk driving laws and penalties in your state and can possibly get your sentence reduced or even thown out of court.

How can you become a DUI dwi lawyer?

Basically, if you are interested in becoming a lawyer of any sort, you need to pass the bar exam. Once you have done this, you can specialize in the field that is most interesting to you. Many students focus on a particular field while undertaking their law degrees in university. Then, they go on to ( Full Answer )

What is the history of DUI vs dwi?

"DUI's are now currectly called Driving Under Influence, it means you have a certain blood alcohol level that is higher than what you would have with a DWI or driving with influence."

What does personal property coverage cover under your homeowner policy?

You need to read your policy for the details of what is covered as there are special limits on many items including, jewelry, art, collectibles, firearm among many other items. I recommend that you go through this part of your policy in DETAIL to see the coverages that are provided, if they do not a ( Full Answer )

Can you still get a cdl license after a DUI conviction in the state of Indiana?

Getting a CDL isn't the problem.. it's finding employment. For the first three years after your DUI conviction, you're untouchable. Nobody will hire you. After that, the insurance points drop off, but it still remains on your MVR. Most companies won't hire you if you've had a DUI within the previous ( Full Answer )

If you have full coverage insurance and let a minor borrow your car will they still be covered?

If you have a minor driving your vehicle without having them listed on your insurance policy, then the insurance company will most likely deny any and all coverage if they should ever have an accident in the vehicle. You are not paying for insurance for them to drive the vehicle, so why should you e ( Full Answer )

What are common penalties for DUI and DWI convictions?

A criminal driving while intoxicated or driving under the influence is innocent until proven guilty. If guilt is established the penalty will depend on state law as well as on any aggravating circumstances. First offence is punishable for up to six months in jail.

What is the difference between a DUI and a DWI?

While a DUI means to be driving under the influence, and DWI means to be driving while intoxicated. A DUI is the less severe punishment, and that you were not drunk enough to be classified as a DWI.

What is the difference between DWI and DUI?

DUI is Driving under the influence which usually means you are not as intoxicated as you would be if you were charged with a DWI, which means driving while intoxicated.

Does the liability coverage ones homeowner's policy cover ATV'S?

Depends on what your asking coverage for. If your asking will your homeowners "Liability Coverage" replace orrepair a damaged ATV then no. Liability covers damages and injuriesto others. SO,, If your asking will it cover injury to a pedestrian orbystander ( Not a resident of the insured home ) , T ( Full Answer )

How old of a car will full coverage cover?

You can technically get full coverage (comp and collision) coverageon any age vehicle, but it is usually not practical to get it on areally old vehicle since if the vehicle is in an accident and isdeemed a total loss you will not get very much for the vehicle.