Best Answer

The majority of companies will cancel the policy. If by chance they decide not to, be prepared to pay a very, very high premium.

2015-07-15 19:41:37
This answer is:
User Avatar

Your Answer


Related Questions

Is damage to a laptop computer covered by homeowners insurance?

Laptops covered under homeowners Insurance PolicyIf the laptop is scheduled property on your homeowners policy it will naturally be covered. If you do not have scheduled contents coverage then there may be no coverage for it. A quick call to your insurance agent could get you the answer.AnswerIf the laptop is used for business purposes, there may be exclusions or limitations under your policy. Also, it must be damage by a "covered cause of loss" as described in your policy. If it is not used in business and was damaged by a covered cause as described in your policy, then coverage would likely be afforded as personal property, subject to your policy deductible and depreciation if you do not have "personal property replacement cost coverage."

Do you need insurance coverage on above ground pool?

The pool would be covered under Coverage B "other structures" of your policy. Any structure not attached to your home is covered under Coverage B.

Is it lawfull for your vehicle insurance to charge you for what they have covered?

Yes, That's how it works. The insurance company sells you coverage in the form of an insurance policy and you pay a premium in exchange for that coverage. If you don't pay for the coverage then your not covered.

Is your house covered if broken into if your door is unlocked?

If you have the appropriate coverage (theft) on your policy, then yes it would still be covered.

Will homeowners cover diamond ring if flushed?

It just depends on whether you scheduled your diamond ring for coverage on your policy. If the diamond ring was scheduled as a covered item on your home insurance policy then it will be covered. If you did not schedule the ring and or did not pay the premium for fine jewelry coverage then no, it will not be covered.

Can a wifes maternity expenses be covered by the husbands insurance if her insurance does not have coverage?

If you both have coverage the wife's policy will be primary, and the husband's will be secondary - provided the wife is covered under the husband's policy. Submit the unpaid claims to the secondary carrier.

Will auto shop liability insurance pay for tools if stolen?

A Garage policy can have many different kinds of coverage added to the policy. You can certainly add coverage for tools and equipment to be covered under the policy.

What does an endorsement to homeowners policy mean?

Endorsements are an amendment to the policy form that is designed to either add coverage or reduce coverage. Most of the time it is granting additional coverage for something that you need covered but which is not on the basic form.

Will your home owners policy cover damage to your car from a tree falling on it on your propertyi do not have full coverage on the car?

Short answer--No! In order to have the claim covered on the vehicle, you would need full coverage on the auto policy. This peril is covered under comprehensive, which is part of what is known as full coverage to the auto.

Day labor covered by home owners policy?

Hired Workers not covered by Homeowners InsuranceNo. They would be covered by their employers Worker Compensation coverage.

Is a professionally installed and maintained standby generator covered by a homeowners policy?

Sure. If it is wired directly to the home it is part of the home and covered in Coverage A. If it is portable, then it would be in Coverage C, Contents.

Do endorsements override insurance policy?

Not as such. The insurance policy is what, broadly, defines what is covered and what is not, and the duties of the insurer and the insured. An endorsement is an amendment to the policy that changes the coverage that is otherwise provided by the policy. When read together, the proper scope of coverage may be determined.

If you are drivng another persons car with permission and have no insurance but the car you are driving is insured will the car insurance pay to get the car fixed since you were at fault?

This is different from policy to policy. You need to check the owner's policy to see what is covered. If the owner didn't pay for such coverage, then the damage is not covered. Provided the owner is paying for comprehensive and collision coverage the damage will will be covered, subject to a deductible, as long as the driver is not excluded from coverage.

Will full coverage car insurance cover electrical?

Physical Damage coverage on an auto policy covers all parts of the car that are damaged in a covered loss or covered accident. Maintenance issues are not covered on auto insurance.

If your daughter has full coverage on her car and loans it to you is the car covered should an accident occur while you are driving it?

It depends, if the policy is a named driver policy and you are not listed as a driver then no you are not covered.

Is moth damage covered by renter's insurance?

It depends on the covered perils and exclusions of the policy as they vary greatly from policy to policy and company to company. Generally speaking damage caused by animals and insects is excluded from coverage.

Does a learners permit have to be insured in new york?

Anyone driving in any state is required to be covered on the insurance policy of the vehicle they're operating, whether named on the policy, or covered by uninsured motorist coverage on that policy.

If someone hit your car and didnt have insurance is it covered by uninsured motorist?

Yes as long as your policy has uninsured motorist coverage on your policy.

What is covered on a privacy fence with homeowners policy?

Privacy fences have an out building policy (or usually a 15% of home's value policy and sometimes a $15,000 Rider on your policy, depending on your coverage) for monetary coverage. In other words, you should be covered, conditionally. Here's what that means: If you stained your fence and it gets hit by hail, it may be covered by your policy for a Power wash and re-stain. If your fence blows over or is hit by a tree, then your policy should cover replacing it with like kind and quality. THIS IS WHAT YOU PAY YOUR AGENT FOR. Call that person and request your amount of coverage.

If you got auto insurance coverage and were in an accident the same day what is the coverage for a claim?

Insurance is VERY specific when it comes to when coverage starts. If you had the accident BEFORE you got insurance any damage sustained before you purchased the policy damage would not be covered. If you had an accident after the purchase of the policy then any damages would be covered.

Is uninsured motorist coverage necessary for a business auto policy given that employees are covered under the workers' compensation policy?

Most of the coverage for uninsured is for pain and suffering so I would have it.

Does full coverage insurance cover theft?

if your full coverage includes comprehensive coverage then yes, Auto theft is covered under the comprehensive portion of your auto insurance policy.

Replacement of contact lenses is it covered by insurance?

Whether or not replacement contact lenses are covered under an insurance policy is completely dependent on the individual policy. Many insurance companies will cover up to a certain dollar amount annually, and then any charges over that annual coverage amount are to be paid out of pocket by the insured.

When carrying full coverage on a vehicle is a windshield replacement automatically covered in the policy for free?

Windshield repair or replacement is typically included in "full coverage". Depending on the policy you may, or may not, have to pay a deductible.

What are the limits covered by car insurance?

There are all different types of coverage for an auto policy as well as different limits of coverage. Some limits and types of coverage are required by law and other amounts and types of coverages are up to the individual owner of the policy.