If you are in an accident and at fault do you get points on your license or your insurance policy or both?
Your question makes (2) assumptions. (1) that you were cited and
(2) the violation has points. Not all vehicle code violations have
points associated with them. Points are only assigned by the state
to your driving record (license) upon conviction. When/if your
insurance company reviews your driving record and sees the accident
(not the points) and that you are listed as unit or vehicle 1 (at
fault) then they may charge a surcharge