Insurance
Tickets Points and Auto Insurance Rates

If you are in an accident and at fault do you get points on your license or your insurance policy or both?

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Wiki User
April 15, 2005 11:02AM

Your question makes (2) assumptions. (1) that you were cited and

(2) the violation has points. Not all vehicle code violations have

points associated with them. Points are only assigned by the state

to your driving record (license) upon conviction. When/if your

insurance company reviews your driving record and sees the accident

(not the points) and that you are listed as unit or vehicle 1 (at

fault) then they may charge a surcharge


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