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Your question makes (2) assumptions. (1) that you were cited and (2) the violation has points. Not all vehicle code violations have points associated with them. Points are only assigned by the state to your driving record (license) upon conviction. When/if your insurance company reviews your driving record and sees the accident (not the points) and that you are listed as unit or vehicle 1 (at fault) then they may charge a surcharge

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βˆ™ 2005-04-15 11:02:09
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Q: If you are in an accident and at fault do you get points on your license or your insurance policy or both?
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Related questions

How much does 2 points on your license raise your insurance?

Points on your license does not automatically raise your insurance until the insurance company looks at your record. This usually only happens when you change your policy or have an accident.


If you have an expired license and get into an accident will your insurance pay the claim if your policy is paid?

If you have a current insurance policy and are in a car accident, but have an expired license, it is up to the insurance company if they will pay the claim or not. It could be in their clause not to, if a person does not have a valid drivers license, especially if you are the one at fault.


Get into an accident without a license will your insurance cover it?

If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.


If you do not declare endorsements on your UK license does this invalidate your insurance if you have an accident?

Contact the party that issued the insurance policy for this answer.


If you are at fault and opt for a driver's course to remove the points from your license does it also remove the points from your insurance policy?

Probably not. Although the insurance company may give you a discount for taking the course, it will probably be much less than the amount your insurance went up after the accident.


If an insured driver under the age of 18 is involved in an accident can they claim insurance?

Of course, age doesn't matter. If you have a valid license and have a current insurance policy you can claim the accident.


Will insurance cover accident with suspended license?

Probably not. I am certain that somewhere in your policy there's a clause stating that you can not drive while your license is suspended.


What if the person who hit you does not have a license but has insurance?

If the insurance policy is active and valid and the driver is a covered driver then you file your claim just as in any other accident.


What is accident policy?

An accident policy is an insurance policy that will pay all or a portion of medical expenses incurred in the course of an accident.


Will insurance pay for a wreck if you have no license or insurance?

If you don't have insurance then there will be no one to pay for an accident. If you are hit by someone who doesn't have insurance your own insurance policy may pay for damage to your vehicle as well as bodily injury within your policy or state limits


Can you get car insurance with permit?

Yes. You can even get insurance without a license. However, if you get into an accident and you're found driving alone on a permit, or you're found driving without a license, it will void your policy.


If you have an accident while driving someone else's car does it effect your own insurance?

it might not affect you current policy but after renewal the points you received in that accident with Hurt you.

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