If you are in college can you be on your parents insurance and have your own?
His dad was a college football assistant coach, but then he started his own insurance company.
State Farm offers young driver and student car insurance providing low rates and discounts. In several states college students are actually still covered by their parents insurance polices but if a student isn't covered by their parents or wishes to get their own they can get a quote and apply online at State Farm.
Generally, you need to be enrolled in at least one, three credit hour course. But it can vary depending on you parents health insurance provider. Additionally, you will be removed from your parents insurance at the age of 25 whether you are enrolled in college classes or not.
In an accident who is liable the 18 yr old driver or the parents who own the car and insurance policy?
parents if the insurance is under their names
If you are 17 and live with a friend can you be under your own insurance policy instead of your parents?
YOU CAN HAVE YOUR OWN NO MATTER WHERE YOU LIVE. IT JUST COST MORE IF YOUR NOT A RIDER ON YOUR PARENTS, MY SON IS 17 JUST GOT INSURANCE FOR HIS TRUCK, $850 FOR 6 MOUNTHS (ON HIS OWN)
Yes, you can have your own auto insurance policy. If you are a minor though, you will need your legal gaurdian to countersign your application for insurance coverage.
Do you have to be added to your parents insurance policy if you are primary driver of one of their vehicles and you have insurance policy of your own?
yes, simple as that.
You may have to add their name to the title as co-owner.
The insurance company hiring for the position will have their own particular requirements but in general you do not need a college degree per say. You need training for the specific type of insurance and to be certified.
I know for me, i have to be a full-time college student [at least 14 units] to be on their insurance.
Is it possible to have your name on your parents insurance policy if the car loan and the registration are in your name?
This is not a good idea. You need your own insurance policy. There are coverages you do not have by being on your parents policy. You want to be a "named insured". This means that you control the policy and not your parents. If you want to loan your car to anyone you can, if you are on your parents policy you cannot do this. Also if you need to rent a car, you are… Read More
i think yes. actually not i think i am positive . yes u an
Do you get dropped from your parents insurance the day you graduate from college or is there a grace period to allow you to get insurance on your own?
Usually when you turn 23, 24 or 25, depending on what the contract says. If you are on your parent's insurance and are going to college full time then you will be covered until you graduate. Once you graduate check with a local insurance agent to see about obtaining insurance for yourself the day after you graduate. You generally have a small grace period (30 days is typical) after you graduate from college assuming you… Read More
No, you must be full-time and under 25.
If a 17-year-old has his own insurance in North Carolina will his parents' insurance premiums go up?
That depends on weather or not your 17 year old has their insurance on the parents policy. It will go up if the child is on the parents policy, but if the child has their own policy, it won't. But it will be cheaper if the child is added on to the parents policy. My husband is a North Carolina State Trooper so I know alot about insurance. Also, call around and go online for… Read More
Are parents liable if their 20 year old college student gets in a crash while away at college driving a car registered to the parents?
The the child has the car, than the child should be on the parents, or whoever owned the car, insurance. This is required in all states.
yes, the premium will be astrononic, and some insurance firms will not add children to the exsiting parents policy, they will only insure the teenager in their own right.
Its your choice specifically it would be better in my opinion but their are others who want to have their own insurance.
Answer If you don't have your own car and you are going to be driving their car, yes they have to add you to their car insurance or you won't be covered..
Can a minor in the state of Georgia have their own auto insurance policies or do they have to be placed on their parents' insurance?
Yes, you can but its best to be under you parents policy... Since the price will be "Very High" since your under 18.
Your son almost 20 bought his first car Does he have to get his own car insurance which is expensive or can the parent get car insurance for him and just add him as a driver?
That really depends on the situation. Most car insurance companies allow parents to pay for their son's car insurance IF he is living together with his parents AND that the car is garaged with them. If his son is living independently with his own car and has his own home where he can garage his car, then he will be paying his own car insurance. Any wrecks resulting in claims or ticket points will be… Read More
No. If you're married, you're emancipated, and you're on your own.
Yes they can, indirectly, such as in a case of wrongful death where the deceased parents killed others by the same actions which resulted in their own deaths. In other words, the accident or incident that killed the parents also killed a child or other person, and there is reason to think that the parents committed an act of negligence that resulted in the death of others. However, you would not be suing the parents… Read More
Your parents took out life insurance policy on you as child. You just found out at age 50. The beneficiary is parents and then sister-not 4 kids or husband. Do you have a say in this?
Nope. They purchased it when they had the ability to contract and they determine the beneficiaries. You can always purchase your own life insurance with your own money and name your own beneficiaries.
There are quite a few benefits of having life insurance on a child. Beyond the obvious (life insurance benefit) there are other reasons why parents get life insurance policies for their children: cash accumulation for college funds for example.
Does a 15 and a half year old with a learners permit need his own insurance policy or is he covered under the parents policy?
He is covered under his parents' policy until he gets his own car and license.
Can a 16 year old driver get his own auto insurance policy or must he be on his parents policy if he lives in the home with them?
A 16-year-old is not legally able to contract with the insurance company unless he has been emancipated. Which leaves him to work with his parents or another adult to acquire the insurance.
Can a minor in the state of Florida have their own auto insurance policies or do they have to be placed on their parents' insurance?
In the state of Florida a minor cannot have an auto insurance policy unless a parent signs for it. Usually if said minor lives with their parents they are usually just put on their parent's policy
Yes they can. Their insurance can be less costly if they take it with their parents in connection with a multi car policy.
If you have your own. Otherwise it is illegal to drive without insurance...and if you cause an accident and dont have insurance to pay for it you will be in really really big trouble.
There is no requirement that a parent pay for college unless there is a support agreement in place. And given that they are emancipated, they are supposed to be on their own and no longer need any help from the parents..
Some medical insurance plans will cover an adult child up to about age 24 under certain circumstances. Some plans will cover them if they are in college, living at home or are permanent dependents of the parents.
Does the parents' car insurance go up if their 18 year old child gets a driver's licence but moves away to another town for college?
Yes, probably. They will need to be added as a driver on the parents policy. An 18 year old at college is still a member of the household. If they are going to college 100 or 150 miles away from home and do not have a vehicle with them then most insurance companies offer a much lower premium.
If the child is still living in their parents house - yes. If the child is living in their own place - no. Whilst the child is living with their parents - the parents are legally responsible for the child's education costs. A college education is not a mandatory parental responsibility like room and board and primary and secondary (high school) education. Therefore parents are not legally required to sponsor a child's college education. Parents… Read More
Do you need your own auto insurance in New Jersey when you only have a permit or are you covered under your parent's policy?
Most insurance companies cover a minor with a learners permit under the parents insurance because the minor drives while the parent is present. In the state of CO,CA, and WA. Your covered under your parents. Some states may have different laws, but I doubt it. Please check with your parents insurance company.
If my parents live in west Virginia and i live in North Carolina can they put me on there insurance?
use your own brain 'kay?
83%students pay for they're own tuition and parents pay for it only 17% of the time
compromise with them. tell them you will go to school part time and get a part time job. Unless of course you went to a trade high school where you learned a job. you should have no problem supporting yourself. tell your parents you will pay rent and for your own insurance on your car etc, etc. If you want to be treated like an adult with a job you have to pay adult prices… Read More
Can you insure a car whose title is under your name and then change the name on the insurance to your parents if they transfer the title to them?
Your parents would need to add the car to their own policy.
Would it effect the insurance he could get for his own car if my friend crashed my car with a learner's permit?
I wouldn't worry about your friend and his insurance, but your own. If you are a minor your parents owe for damages that your friend did to the other car. If you allowed him to drive the car without your parents permission that is a problem too. That was not smart allowing someone to drive your car.
If you are a college student and covered by your step parents insurance can they take you off of it at anytime they want?
Yes, if there is not a court order mandating that the coverage be provided.
What was advertised in the commercial where the parents try to re-purpose a room after their kid leaves for college?
some kind of insurance....It's stupid.
If you are still living at home while in college your parents income will be counted, so you have to be totally independent and NOT claimed on your parents taxes as a dependent. So, it isn't dependent on age, but income.
Any legal driving age can obtain insurance in Texas. If you are a minor then your parents or legal gaurdian will have to countersign your application.
Is it possible to have a car in your name and have it under your parents insurance plan with you as a driver with out the car being owned by your parents?
If you are in the UK, then yes, this is fine. A few years ago this used to work out cheaper for getting an insurance quote, but the insurance companies have caught onto this, and the quote you get will be pretty much the same as if you were to insure in your own name. Anyone can own a car, and anyone can be insured on a car. In my opinion, it would be best… Read More
Once a teen driver with a permit gets a license in Texas can he or she still drive with an insured parent in the front seat without being on parents' insurance?
No. Added: Once they receive it they are then a fully licensed driver and legally responsible for their own actions behind the wheel. Insurance companies require that they be added to their parents policy (or get their own).
College of Insurance ended in 2001.
College of Insurance was created in 1901.
It is correct to say there is a college of insurance.
Are newly licensed drivers covered by their parents insurance for a certain period of time until they can set up their own insurance?
You may need to get your insurance company to add the new driver on with a rider clause to be covered. It is possible that your coverage will allow the new driver, but, some insurance companies do not allow new drivers to be on the parents insurance, They make the new driver get an insurance policy on his or her license before they will cover them in the parents car. Check with your agent before… Read More