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Workers Compensation

If you are injured at work doing something that is not work-related will your medical expenses be covered?


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Wiki User
2006-08-07 22:32:54
2006-08-07 22:32:54

If it is not work related your insurance may cover it but it will be like a regular injury. Example: You get hurt at home and you have to go to the doctor. It would be treated the same!

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No. You're covered by worker's comp if you're injured in the course of performing your duties as specifically related to your job. A fight isn't going to be covered.

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Short answer, maybe. If you are on break and the boss(es) instruct you to do something and you get injured, you should be covered completely. If you are on break, and decide to engage in horseplay and an injury insues, you are then made liable.

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Domestic animals are not covered under the homeowners policy. As it pertains to a liability situation, a dog would be considered 'property' and the homeowners "damage to property of others" provision in the liability section of the policy applies but only if you were the one who injured the dog, usually with a limit such as $500.

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Typically, after you are injured at work, an employer will send you to the doctor that is covered by their worker's compensation insurance.

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In California if you were actually performing work for your employer at the time you were injured it could be covered. You will need an attorney to litigate it because most carriers will initially deny the claim. It depends on the facts and witnesses.


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