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If you are making loan payments on a car but never drive it do you still need insurance?

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Wiki User
2010-01-20 03:49:41
2010-01-20 03:49:41

If your lender requires you to have insurance during the loan period, then yes. Also. If you are driving , then yes. If the vehicle is not on the road being driven, then no. But, know that if you just drive the vehicle to your next door neighbor's house and you have an accident (collision), then you better have insurance or you could wind up having to pay a huge fine and/or have your lincese suspended and/or have your prospects for a future car insurance company require you to pay alot more for car insurance.

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As long as you let the insurance company know that you are married and the reason she will never drive the vehicle.

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Do you own a vehicle that is driven? If so you would want to have that vehicle insured. Otherwise, no, I see no reason to have auto insurance if you do not own a vehicle and NEVER drive.

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