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If you are on a policy but your license is suspended are you still covered if you were in an accident?

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Wiki User
2015-07-16 18:22:45
2015-07-16 18:22:45

Maybe, but you are really pressing your luck. Don't drive without a vailid driver's license, it's against the law!

No, chances are that you are not covered. It just adds to the headache anyway!

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As long as you are listed as a driver on the policy and an accident occurs in a covered vehicle, then yes you will be covered under the terms and conditions of the policy just as any other driver on the policy.

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If your driver's license expires will you still be covered under your auto insurance policy?

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If you are a licensed driver but not listed on the policy the vehicle will not be covered. If you are not licensed it will be covered.

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In the state of Georgia, the state will reguire a 6-months prepaid policy along with a SR22A filing in order to get your license back. In the state of Georgia, you can't get insurance with a suspended drivers license cause your not legal to drive with a suspended license.

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Maybe, it will depended on the policy wording and exclusions, you need to turn the claim in for a decision.

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For your safety, wait till the suspension of your driving licence gets revoked.If you are already having a car insurance policy,and your car is entangled into an accident during suspension period, you wont get any insurance claim from the insurance policy. You may also be trapped into police interrogation for driving with a suspended licence.


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