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Probably not. Does the company belong to MIB? http://www.mib.com/html/health.html

The important thing is that you answer the questions correctly on the new application - otherwise they can recind it as the Insurance Company relies on your application to make a decesion http://www.steveshorr.com/wrong.or.imcopmplet.info..htm

Most health insurances have a pre-existing clause in them...some also offer certain rider coverages to pay for certain procedures related to a certain diagnosis. Fortunately for most, health insurances that have a pre-existing clause also gives the insured an opportunity to prove that they were covered previously through another carrier by allowing the insured to provide them with a "certificate of coverage" this will allow the carrier to show that the insured did have coverage through a previous carrier. However, it is always best to fill out the coverage application in full.

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โˆ™ 2015-07-15 19:35:39
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Q: If you are refused coverage for a pre-existing condition can another insurance company find out that you were refused coverage elsewhere?
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Does insurance cover foundation repairs?

It might and it might not. It depends on what scope of coverage you purchased and if it was a preexisting condition or not.Contact your insurer or your insurance agent for clarification of your coverage.


Is pregnancy a preexisting condition?

If the pregnancy began before the first date of coverage - yes it is preexisting.


Is a genetic condition considered a preexisting condition?

Yes, if it was known prior to coverage. If you have had continuous insurance since the genetic condition was known and there was no lapse in coverage (or the lapse was short enough), care for that condition will be covered by your new insurer, per HIPAA.


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Gap health insurance can be beneficial if a preexisting condition exists. It is also helpful in the event of emergencies during which for whatever reason health coverage has lapsed.


Can you get individual health insurance if you have a preexisting condition?

Yes, though it is hard. Also, preexisting conditions vary, as far as definition, from one company to another. While it is easier to get coverage through an employer, you are able to get it via a private company.


Does most health insurance companies provide insurance to injuries that Occurred before having insurance?

Usually not preexisting injuries, but if you had a disease they would. such as diabetes. Answer Group insurance policies can only exclude preexisting conditions for 12 months, 18 months for a late enrollee. And not at all if you have prior "creditable" coverage. For more info use this link: http://mtnhealthinsurance.com/index.php?pageName=sec9801 In most states you are not going to be able to obtain individual (non group) coverage with a preexisting condition. Don http://mtnhealthinsurance.com


Does Aetna insurance accept preexisting conditions?

Most plans under Aetna insurance will accept preexisting conditions. Depending on the type of coverage you want Aetna's customer service reps will give you all the options you have to me medically covered with your preexisting conditions.


What is a preexisting condition?

A pre-existing condition any medical condition that your have been diagnosed with, prior to the time of application. Some pre-existing conditions can cause an applicant to be declined coverage. Other conditions may cause the insurance company to place a "rider" on the condition, meaning they would not cover the condition itslef but will still offer coverage to you.


Can a new employment health insurance plan give less coverage than the previous one for a preexisting condition?

The new plan must give you credit for your time on the prior plan.


What insurance company will provide medical coverage for a person with lupus?

The Affordable Care Act, if it is upheld by the courts, makes certain changes in the ability for insurers to exclude applicants from coverage based upon certain preexisting conditions. Normally, there are preexisting condition exclusions in private health insurance policies. These exist so as to allow insurers to maintain a balance between the cost (premiums) for insurance relative to the magnitude of the risk assumed.


If there is a short lapse in health insurance coverage after graduating from college and you suddenly get a serious health issue will the next insurer consider this a preexisting condition?

For individual insurance, yes. You may be subject to exclusion of that condition, uprating, or even denial of coverage. For group coverage you have 63 days to obtain new coverage. For more details use this link. http://mtnhealthinsurance.com/index.php?pageName=sec300gg Don http://mtnhealthinsurance.com

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