Credit and Debit Cards
Credit
Retirement Planning
Social Security

If you are retired can they can garnish your social security for unpaid credit card debt and if your house is paid for can they touch that?

111213

Top Answer
User Avatar
Wiki User
2005-10-14 21:31:04
2005-10-14 21:31:04

All Social Security benefits are exempted by federal and state law from creditor attachment. The issue of the home depends upon the laws of the state in which you reside. Some states have excellent homestead laws which can protect the home from most creditor action, other states offer very little protection from property liens or in rare cases a forced sale. (macky832002@yahoo.com)

1
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0

Related Questions

User Avatar

No. Only courts (judges) can garnish wages or social security benefits.

User Avatar

Social security and retirment benefits cannot be attached by a judgement from creditors.

User Avatar

can my non gov't ss disability payments be garnished?

User Avatar

NO. Social Security income is protected from creditor claims.

User Avatar

No. If a creditor other than the federal government tries to garnish your Social Security benefits, inform them that such an action violates Section 207 of the Social Security Act (42 U.S.C. 407).

User Avatar

Social Security does not allow garnishment of disability benefits by creditors. Any credit card company, business, or individual who has won a judgment against you will never garnish your Social Security disability check.Social Security will allow garnishment of your Social Security disability benefits for current and past due child support or alimony. And the Internal Revenue Service is allowed to garnish Social Security disability and retirement benefits for delinquent taxes.Also, in addition to the IRS, other federal agencies may be allowed to garnish Social Security disability benefits.For instance, if an individual owes student loans that were federally guaranteed their Social Security disability benefit can be garnished.In theory, any money owed to the federal government can conceivably be garnished from Social Security retirement or disability checks.If you receive Supplemental Security Income (SSI) disability benefits, however, no creditor can garnish your benefit, not even the Federal Government. Since SSI is a need based disability benefit, it cannot be garnished.

User Avatar

Summary: No, they can't take your check. Unless they sue you and get a judgement they can't garnish anything. Neither a private pension nor Social Security would be attachable in the case of a creditor such as a bank or credit card issuer having a judgement. However, if the bank account it's deposited into has other funds it is possible that funds in that bank account that are not the proceeds of a pension or social security payment could be

User Avatar

No. Credit bureaus go by social security numbers.

User Avatar

No. If a creditor other than the federal government tries to garnish your Social Security benefits, inform them that such an action violates Section 207 of the Social Security Act (42 U.S.C. 407).

User Avatar

if they have over paid you or you were collecting workers comp or some kind of retirement and did not tell them about it.

User Avatar

Social Security is a federal government program that helps disabled and retired people.

User Avatar

A debt collector can not garnish social security benefits. Not unless your debt is to the Federal Government. That violates violates Section 207 of the Social Security Act (42 U.S.C. 407).

User Avatar

No, creditors, including the IRS cannot garnish government benefits.

User Avatar

what is the average social security payment for all people that are retired

User Avatar

No. All SS benefits are protected by federal law and are exempt from garnishment by judgment creditors.

User Avatar

Answering "Is Social security payments received by a retired factory worker included in this year's GDP?"

User Avatar

If you are getting disability or social security, credit card companies cannot garnish your wages. However, the judge can issue liens against your property.

User Avatar

No. I have no idea where you would have got this notion. Social Security cards are not credit cards and cannot be used as credit cards.

User Avatar

Yes. Obtaining a new social security number is no guarantee that your credit history will not follow you.

User Avatar

Collection Laws and Social SecurityThe answer is no. No ordinary entity, be it a public or private organization, is permitted by law to garnish any monies due to an individual from the Social Security Administration. Social Security can only be garnished:- for child support or alimony.- for court-ordered victim restitution.- to collect unpaid federal taxes or other debts to the government.

User Avatar

No. Applying for a credit card you must be a United States citizen. They varify this among other things with your social security number. To have a social security number you must be a citizen. All credit card issuers request your social security number and if you don't give it they will not give you credit. No. Applying for a credit card you must be a United States citizen. They varify this among other things with your social security number. To have a social security number you must be a citizen. All credit card issuers request your social security number and if you don't give it they will not give you credit.

User Avatar

If its like mass they can't touch your SSI they can take you to court and get judgement against you so any monies you win and or inherit they can attack it

User Avatar

Workers pay a social security tax out of their pay checks.


Copyright ยฉ 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.