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Answered 2014-11-20 03:37:22

Your employer cannot change your pay plan as he or she does not have the authority. However, in certain instances a change of plan may be necessary but will be done after you are informed or consulted.

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Can you take a vacation without telling your employer why?

The rules generally include a provision that you get approval for vacation time off by requesting it in advance and providing the dates you will be out so the employer can plan for adequate coverage during your absence. Deciding on your own to take a vacation and simply not showing up for work can be reason for dismissal.

Can your employer cut off health coverage without notice?

No. Under ERISA (a federal law for employer health plans), an employer has to give at least 60 days notice before ending a health plan. The bummer is that COBRA coverage will not be available if the employer ends the plan. The carrier may offer you an individual (non-group) plan.

Is it illegal to remove spouse from health insurance without their knowing?

No, it is not illegal. If it is a group plan (through an employer), the employee could submit the enrollment change without the spouse's signature. The employer or insurer would not question it, since he or she is still married to the person. The spouse would know that he or she had been dropped when a COBRA notice arrives, assuming the employer offers COBRA coverage.

You are pregnant and applied for medicaid you just started a new job. Will your income affect the decision of your approval?

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How do you use tacit in a sentence?

(tacit = understood without being said or otherwise expressed)"He had a tacit agreement with the police that he would not be arrested if he helped to identify the ringleaders.""She gave her tacit approval to the change by not rejecting the board's plan."

What is the 401k plan and what does it do?

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Can an employer cancel your health insurance without offering you a cobra plan in Texas?

Yes, there are several different circumstances where this could happen. If the employer has discontinued the plan entirely, then there is no COBRA coverage to be offered. If the company has fewer than 20 employees, the plan does not have to offer COBRA coverage. If the company is a church, it is not required to offer COBRA. Last, if you were fired from the job for gross misconduct, the employer does not have to offer you COBRA coverage.

What are some simple retirement plans?

The second requirement is that the employer have no other qualified retirement plan. For example, an employer with a defined benefit pension plan cannot establish a SIMPLE plan. However, as we shall see an employer that currently sponsors a 401(k) plan and has no other plan can easily modify their 401(k) plan to meet the rules for SIMPLE plans.

An example for approval in a sentence?

He gave his approval for the plan to go ahead. She decided to take the goods on approval.

What is the difference between a 401k and an IRA plan?

a 401k is an employer plan for the benefit of the employees, and an IRA is an individual plan

Can an employer require employee to participate in 401k plan?


What is acronym for EGHP?

Employer Group Health Plan

How long after your 403b contribution is deducted from your paycheck should it take to be credited to your 403b account?

That is a guideline of the plan document and varies by the manner by which an employer transfers the funds to the plan. Ask your employer or the plan reperesentative for specifics.

Your husband has medicare and a health plan from his employer which plan should be the primary plan?

Where I work, the employer plan would be secondary and medicare would be primary. It might depend on how the company has it set up but I can't imagine any company today wanting to be the primary insurer.

Can an employer stop a 401k plan?

Yes an employer can terminate a 401k plan. The contributions you made to the plan are yours, and you could take that money and roll it to your Traditional IRA using a trustee to trustee transfer. If your employer made any matching contributions to your 401k, you may be able to keep all or part of these contributions. This would depend on the vesting part of the 401k plan. Typically employer contributions are vested over a period of time, like 20% per year for 5 years. At which time the enitre matching contribution would be vested and eligible to be rolled to your Traditional IRA. Vesting requirements and many other rules are specified in the 401k Summary Plan. Each employer's Summary Plan will have some unique rules. Read the Summary Plan for your 401k plan. A copy of this plan should have been given to you when you signed up for the 401k. But ask for a new copy as this plan may change over time.

When a Medicare beneficiary has employer supplemental coverage Medicare refers to these plan as?

large group health plan

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A 401(k) is a retirement savings plan that is sponsored by an employer.

If a health insurance plan covers domestic partners does a employer that carries that insurance have the right to deny coverage?

A health insurance plan is designed based on what the employer wants. So if a plan says that domestic partners are covered then the employer group is the one that put that wording in the policy. So if an employer wont cover a domestic partner then domestic partners aren't covered company wide.

Who is responsible for canceling health insurance you or employer?

Assuming you are talking about your employer's health plan post termination, the employer has that responsibility.

Can an employee change health care plans HMO to PPO for example when the employer relocates the employee out of state and the plan like Kaiser is not available?

If the employer is the one that is relocating the employee to an area where they don't accept Kaiser's insurance, then I believe that you should be able to pay for your services/prescriptions upfront and then claiming it straight through the employer. You should check with your employer first, but they SHOULD do it. If not, you're going to be out of luck UNLESS they will pay for your premiums on your new plan. Every employer is different. They are not required to provide insurance to you, so you just have to ask about their policy on that.

How do I know if my prescription plan is considered creditable coverage with medicare?

Your plan is required to make that determination for you based on actuarial analysis. Each year, that analysis needs to be completed by 9.30 for the next calendar year's plan. If you are covered by your employer, your employer likely received a statement of creditable coverage from the plan.

Can you Cash out a pension plan when no longer employed?

If it is a traditional pension plan, it depends on the terms of the plan. Call your former employer or look through the plan documents to find out. If it is a plan like a 401k, then you should be able to obtain the money after you leave your employer. Remember that you will pay taxes on the distribution plus possibly and additional penalty of 10%. Your employer will withhold 20% but the chances are good that you will owe a lot more when you fill out your tax return at the end of the year.

How do you change insurance states with a Pre existing condition?

That's a real tough question. You might get stuck in a Guaranteed Issue plan There are protections though for Employer Group plans

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