The only way to be sure is to make the payments. Even if the court orders your ex-husband to make the payments, that doesn't mean that he will.
You should consider getting some other credit going on your own now, while you still have good credit. This will help if you have to re-build your credit on your own.
Find out what car dealers don't want you to know at www.dealertricks.com
The purpose of insuring a vehicle is to protect yourself incase of any accident you may be involved in. Having insurance will protect you in the long run and stop you having to fork out a substantial amount of money in bills and repairs. Also having insurance will protect you if your vehicle is stolen.
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