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What makes you think you can just return it. You can't. You bought it, you own it. Now if you are talking about doing a voluntary repossession, of course it will ruin your credit for 7 years. A repossession is a repossession, voluntary or not.

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โˆ™ 2008-06-13 14:26:05
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Q: If you bought a used car and want to return it and buy a cheaper one will it ruin your credit?
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