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Not at the closing. You need to discuss this at the time of loan application, or be prepared to do parts of the application process over again. Do NOT wait till closing.

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โˆ™ 2006-01-29 06:13:26
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Q: If you buy your first home can you ask for an extra amount at the bank closing for paying credit card bills?
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Related questions

how can i get help paying my credit cards and hospital bills?

help paying credit cards

Does paying bills improve your credit score?

Yes, payment history accounts for 35% of your credit score. So paying your bills on time will help you maintain a good credit rating.

Does a mortgage help your credit?

no. paying you bills on time does

Can you get bad credit by spending to much money?

Not necessarily or at all. Bad credit comes from having bills that one does not pay or always paying late such as car payments or rent. One can obtain good credit from always paying bills as well as paying them ontime.

Is it possible to pay to improve a credit score?

You cannot pay the credit rating bureaus to improve your credit rating. However, you can improve your credit rating by paying your bills on time and paying the full required amount due. If you can put additional money towards paying off your mortgage, car loan, student loan or credit cards, this can also help.

How do you get an excellent credit score?

By paying many bills on time

What can bring down your credit score?

you credit score will go down if you are not paying your monthly bills on time, in order for you to increase your credit score you have to pay your credit bills on time or in full.

How can credit card debt be reduced?

Firstly, credit card debt can be avoid by paying you credit card bills in a timely manner, avoid late fees and high interest. Creating a budget, no longer using credit cards, and paying your current credit bills will help reduce your debt.

Why do you have to have credit cards with balances on them to get a mortgage?

to show how repsonsible you are at paying your bills

What is the punishment of not paying your credit card bills in Dubai?

to be put in prison

Why if I am paying monthly payments on medical bills are they on my credit report?

If the bills were overdue and you are making payments as the result of being 'dunned,' and the bills are not yet paid in full, it will reflect on your credit report.

How do you fix your personal credit?

Pay your bills, develop a history of paying your bills on time and in full. Repairing your credit doesn't happen overnight. Companies want to have assurances that you are a good risk. Paying a few bills doesn't convince anyone. It takes time.

What are the risks of paying credit card bills online?

The major risks of paying credit card bills online is that your credit card information could be intercepted by thieves if the web site you are dealing with is not secure. Also if you pay your bills online the site you are dealing with could be hacked and you information gotten that way.

What do you need to get a credit account with Les Schwab Tires?

Good credit And A record of paying bills on time.

What is Paying your portion of the bills at the closing when buying or selling real estate?

It is called pro-rating the bills. EX: If the seller has already paid $2400 in property taxes for the year and you are closing November 1, then you would owe him a pro-rated share of the tax bill in the amount of $400 for 2 months.

Is paying your credit card bills online a safe choice?

Paying credit card bills online is a personal choice. As long as there is a lock on the screen, the website is supposed to be safe. However, there are always a potential for a breakdown in security.

How do you reestablish your credit after a foreclosure?

Normally it takes 7 years for a foreclosure to expunge from your credit report. However it that meantime, paying bills early, paying more then minimum on credit card bills. Just managing your money in general. Slowly over time it will improve.

What are five sources of credit?

There are many places to get a credit history. Going to college and having student loans, are a source of credit. If you have a credit card, you are building or losing credit. Paying bills on time, paying of vehicles and houses will all give a person credit.

How do you had positive credit to your credit report?

Pay your bills on time. Don't use more than 30% of your available credit. Establish a long history of paying your bills on time.

Average pay for bills?

i am paying about 1300 a month. not including credit cards and gasoline

What is the best way to improve bad credit reports?

There are no quick fixes to improving bad credit reports. The best thing is to slowly rebuild credit by paying bills on time, paying more than the minimum on credit cards, and avoiding common credit traps.

How can I get a higher credit score?

You can take steps to improve your credit score. The number of variables that play into an individual score. Tips on how to raise your credit score and manage credit responsibly, including paying bills on time, paying off debt, and managing credit history.

Is it better on your credit to refile after a Chapter 13 dismissal or pay your bills yourself with your creditors?

You are always going to be better off by paying your bills.

What most influences your credit score?

Paying your bills on time, repaying loans promptly

What is stretching payables?

Paying bills as late as possible without damaging the firm's credit rating.