Yes, they can but first they have to sue you, have the court grant a judgment against you and utilize local law enforcement to deliver the judgment.
Yes. As the co-signer you guaranteed the loans would be paid. You are responsible for paying the loans if the primary borrower defaults. The lender can sue you and if successful it can request a judgment lien that can be recorded in the land records. You cannot sell or refinance your home until the lien is paid.
Primary stress is where the word has its biggest concentration of sound. It is marked by an apostrophe placed at the beginning of the stressed syllable, and the apostrophe MUST be up-placed. Secondary stress is where the word has any sort of stress, yet it is not as relevant as the primary stress; the apostrophe is placed in the beginning of the stress syllable, but it MUST be down-placed. For example: in the word vaccination, it should be like this: [ˌvæk-sǝ-'nei-ʃǝn]. Where the "va" has the secondary stress, and the "na" has the primary stress.
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