answersLogoWhite

0


Best Answer

No. The credit card debt will become a part of the probate procedure and will be handled according to the distribution laws of the state in which the person resided at the time of his or her death. Please be advised, it is not unusual for a creditor/collector to attempt to convince a surviving spouse that they are responsible for the debt especially if said spouse was an authorized user of the account. Be that as it may, the surviving spouse or other family members are not responsible for the debts of the deceased unless they were a joint account holder.

User Avatar

Wiki User

βˆ™ 2007-01-01 19:13:16
This answer is:
User Avatar
Study guides

selection process for all federal judges

appellate jurisdiction vs original jurisdiction in federal courts

how did the 14th amendment affect civil liberties in the united states

what term describes the view that only fundamental bill of rights protections should apply to the statesΒ 

➑️
See all cards
4.25
β˜†β˜…β˜†β˜…β˜†β˜…β˜†β˜…β˜†β˜…
28 Reviews

Add your answer:

Earn +20 pts
Q: If you do not live in a community property state is a wife responsible for the credit card debt of her deceased spouse when the account was in his name only?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

Is the surviving spouse responsible for the credit card account held solely by the deceased spouse's in Washington State?

Washington is a community property state and the surviving spouse can be held accountable for the deceased spouse's debts depending upon the status of the deceased personal holdings/property.


In Alabama is a surviving spouse responsible for the credit card debt of their deceased spouse?

Alabama is not a community property state, the surviving spouse is not responsible for creditor debt unless he or she was a joint account holder.


In New Jersey is a surviving spouse responsible for a deceased spouse's credit card debt if their name is not on the account nor has she used the credit card?

No, New Jersey is not a community property state, therefore the surviving spouse is not responsible for debts that were solely incurred by a deceased spouse.


Is a spouse responsible for credit card debt of deceased spouse in Oklahoma Only the deceased was on the account I was not even an authorized user?

I can't opine on Oklahoma law, but OK is not listed among community property states, and community property states would typically be the only ones where the surviving spouse who is not a co-debtor (or even an authorized user) would be on the hook.


Is the spouse responsible for a deceased spouse's creedit card debt if her name is not on the account nor has she used the credit card in the State of Tennessee?

You probably want to seek legal counsel if you are in a community property state. If you are NOT in a community property state, you have NO obligation unless you co-signed or co-applied for the LOC or loan.


Will surviving children of deceased parents that have no life insurance or estate be responsible for paying criminal fines or utility bills incurred by the decedents?

No, surviving family members are not responsible for the debts of deceased persons if they were not listed as a joint account holder or borrower.The exception being a surviving spouse when the couple resided in a community property state.


Who is responsible for a leased vehicle when the person dies if there was no cosigner but there is a surviving spouse?

If the married couple lived in a community property state at the time of the spouse's death, the surviving spouse may be responsible for the lease debt even if she was not an account holder. If the couple did not live in a community property state the creditor will be required to file a claim against the estate of the deceased to try to recover the debt.


Primary card holder deceased with no will spouse joint on house is she responsible for card death?

As long as the couple did not reside in a community property state and the spouse was not a joint account holder the spouse is not responsible. However depending on the probate laws of the resident state, a portion of the deceased's estate may be used to pay outstanding debt(s).


What happens to the balance of credit card in the event of death of primary cardholder?

All debts and assets of a deceased person are handled in accordance with the probate laws of the state where the deceased resided. Only the account holder is responsible for credit card debt, unless the person was married and lived in a community property state, in which case the surviving spouse is usually deemed responsible for such a debt. In some community property states such as Wisconsin the law varies as to the surviving spouse's responsibility.


If a parent owes credit card debt are the children responsible after the parent is deceased?

If they are not an account holder they are not responsible for the debt. All debts and assets and wills are handled in accordance with the state probate laws in which the deceased lived and/or owned property.


Who is responsible for a spouse's credit card debt after death if they owned a home?

One contributing factor is whether the married couple resided in a community property state. If that is the case, the surviving spouse is usually responsible for all spousal debts regardless of how the account was held. If not a community property state, the debts belong to the deceased only, and should be handled according to state probate laws.


When you are legally married are you responsible for paying your spouse's credit card debt?

If the account is joint then both spouses are responsible for repayment. If the account was incurred during the marriage and is held by one spouse and the couple live in a community property state both spouse's are responsible for repayment. If the account was incurred during the marriage by only one spouse and the couple does not live in a community property state, only the spouse who is the account holder is responsible for repayment.

People also asked